Saturday, January 09, 2010
Searching for York PA Foreclosures?
If you are searching for Bank Owner Property (REO'S) we offer a free list of foreclosures and also pre-foreclosures of real estate in York County PA. Go to our web site or our link at www.yorkpabankowned.com for your list. We have agents who are experienced with this type of property and who are trained in dealing with lenders so we may be able to get you the best deal possible. Contact The Pilgrim Team at Professional Realty Associates.
Distressed Homeowners Beware of those We'll Buy Your House Ad's
Homeowners who are in financial distress here in York Pa and the rest of the country have been seeing a lot of advertising lately about buying homes for cash. Though these offers may seem legitimate and some may be, the vast majority of these companies are in my opinion scamming the distressed homeowner who is going through a financial crisis due to the downturn in the economy the last 3 years.
What homeowners must realize and question is how could a person offer to buy a home that the current homeowner is "under water" meaning the home is worth less than what they currently owe on it and then resell it and make money on it? As a homeowner if you have equity in the property why would you not want to put that in your pocket instead put it in someone else's, especially in this current economic climate?
What the intent is by these companies is to not only scam the homeowner but defraud the lender who has the mortgage on the property. How do they do that? They offer the homeowner to buy the property and write an contract on the home for x amount of dollars. The company has no real intention to buy it. What they will do is "shortsale" the property at the lower price and then put it on the market for sale at a much higher price than the contract price looking for a buyer willing to pay what really is fair market value. Once they find a buyer who is willing to purchase the property at the higher price they arrange a settlement date that will coincide with the 1st and 2nd contracts and settle on both concurrently. This settlement which we call a "double flip" they transfer the property from the current owner then to the buyer the company has found and the difference between the 1st contract and the 2nd contract that was written is pocketed by the company. This is done with very little money ever transferred by the investment company.
You say what is wrong with that? The lender who holds the mortgage was never aware of the 2nd contract and was lead to believe the companies 1st contract was fair market value, which in fact it was not. So in my opinion this is fraud committed on the lender and ultimately the american consumer and taxpayer who has paid billions with bailout money loaned to these institutions.
So if someone comes to you to buy your house for cash or you respond to one of those billboards you see out there, steer away from these companies. It will be only a matter of time to they get caught.
Labels: Buy Your House For Cash, Foreclosures, Selling Homes york pa, Shortsales, We Buy Houses, York PA, York Pa Real Estate
What homeowners must realize and question is how could a person offer to buy a home that the current homeowner is "under water" meaning the home is worth less than what they currently owe on it and then resell it and make money on it? As a homeowner if you have equity in the property why would you not want to put that in your pocket instead put it in someone else's, especially in this current economic climate?
What the intent is by these companies is to not only scam the homeowner but defraud the lender who has the mortgage on the property. How do they do that? They offer the homeowner to buy the property and write an contract on the home for x amount of dollars. The company has no real intention to buy it. What they will do is "shortsale" the property at the lower price and then put it on the market for sale at a much higher price than the contract price looking for a buyer willing to pay what really is fair market value. Once they find a buyer who is willing to purchase the property at the higher price they arrange a settlement date that will coincide with the 1st and 2nd contracts and settle on both concurrently. This settlement which we call a "double flip" they transfer the property from the current owner then to the buyer the company has found and the difference between the 1st contract and the 2nd contract that was written is pocketed by the company. This is done with very little money ever transferred by the investment company.
You say what is wrong with that? The lender who holds the mortgage was never aware of the 2nd contract and was lead to believe the companies 1st contract was fair market value, which in fact it was not. So in my opinion this is fraud committed on the lender and ultimately the american consumer and taxpayer who has paid billions with bailout money loaned to these institutions.
So if someone comes to you to buy your house for cash or you respond to one of those billboards you see out there, steer away from these companies. It will be only a matter of time to they get caught.
Labels: Buy Your House For Cash, Foreclosures, Selling Homes york pa, Shortsales, We Buy Houses, York PA, York Pa Real Estate
$8,000 and the $6500 Tax Credit Due to Expire April 30th
Home Buyers in York PA and surrounding area's don't forget to take advantage on the tax credits that are available to you. I know it is cold outside and seems like spring is a long time off but before you know it spring will be here. If you are going to be buying a home this year and it is your first home that you have owner in over 5 years you will eligible for up to $8,000. If you have owned a home in 5 of the last 7 years you may be eligible to get $6500. You must have a contract ratified by April 30th and settle on the home prior to June 30, 2010. Hurry before you lose out on it. Contact us here at The Pilgrim Team at Professional Realty Associates for more information.
Wednesday, December 16, 2009
Reasons Why You Should Call The Pilgrim Team at Professional Realty Associates
It's not the same old real estate market anymore. These days, it's faster, more complex and more competitive in every way.
Homebuyers shop the Internet. Offers arrive by cellular phone. On-line mortgage companies make it possible to obtain pre-approved financing right in the privacy of your own living room.
In today’s rapidly changing market, Jerry and "The Pilgrim Team" stay on the cutting edge of internet marketing and current market trends to do the best job for their clients. In this fast paced world, it seems that receiving "Good Old Fashioned Quality Service" is becoming a thing of the past. However, here at The Pilgrim Team we believe our clients deserve the best service they can provide.
"CERTIFIED DISTRESSED PROPERTY EXPERT" The real estate market today has caused a great deal of hardship for every 6 out of 100 home owners. Pre-foreclosures and foreclosures have become commonplace in our neighborhoods. As a Certified Distressed Property Expert®, I can help. There are options available when it comes to foreclosure, very few people know exactly what to do or where to go! Whether it be refinance options, loan modification, or short sale Jerry can help you and your family.
What is a Certified Residential Specialist?
A Certifieid Residential Specialist is a REALTOR who has earned certification from the Council of Residential Specialists by completing a rigorous course of advanced training, and by meeting significant experience requirements.
Relocation
The Pilgrim Team also specialises in relocation to York County. If you are interested in receiving our relocation book, which is full of valuable information about York County, please give us a call at (717) 757-5955 or visit http://www.PilgrimTeam.com/
Homebuyers shop the Internet. Offers arrive by cellular phone. On-line mortgage companies make it possible to obtain pre-approved financing right in the privacy of your own living room.
In today’s rapidly changing market, Jerry and "The Pilgrim Team" stay on the cutting edge of internet marketing and current market trends to do the best job for their clients. In this fast paced world, it seems that receiving "Good Old Fashioned Quality Service" is becoming a thing of the past. However, here at The Pilgrim Team we believe our clients deserve the best service they can provide.
"CERTIFIED DISTRESSED PROPERTY EXPERT" The real estate market today has caused a great deal of hardship for every 6 out of 100 home owners. Pre-foreclosures and foreclosures have become commonplace in our neighborhoods. As a Certified Distressed Property Expert®, I can help. There are options available when it comes to foreclosure, very few people know exactly what to do or where to go! Whether it be refinance options, loan modification, or short sale Jerry can help you and your family.
What is a Certified Residential Specialist?
A Certifieid Residential Specialist is a REALTOR who has earned certification from the Council of Residential Specialists by completing a rigorous course of advanced training, and by meeting significant experience requirements.
Relocation
The Pilgrim Team also specialises in relocation to York County. If you are interested in receiving our relocation book, which is full of valuable information about York County, please give us a call at (717) 757-5955 or visit http://www.PilgrimTeam.com/
Buyer Friendly, Move Right in! Ask about $8,000 Tax Credit!
Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to:
http://www.PilgrimTeam.com
Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps
Scenic Setting, Diamond in the Rough!
Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to:
http://www.PilgrimTeam.com
Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps
Spectacular Views Gorgeous in and out!
Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to:
http://www.PilgrimTeam.com
Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps
Tuesday, December 15, 2009
Dallastown Area Schools Home Report for September 1 through December 14 2009
Dallastown Area Schools Home Report for September 1 through December 14 2009
This report are for all the homes sold in Dallastown Area School District as of September 1st through today.
Total homes sold was 130.
The lowest price was listed for $58,000 and sold at $48,500 located at 6 E Frederick St, Dallastown, PA 17313
The highest property was listed at $525,000 and sold at $515,000 located at 2773 Chestnut Run Rd, York, PA 17402
Price ranges of homes that sold in the following chart
$40,000 - $75,000 6 homes
$75,001 - $100,000 5 homes
$100,001 - $125,000 10 homes
$125,000 - $150,000 23 homes
$150,001 - $175,000 29 homes
$175,001 - $200,000 18 homes
$200,001 - $250,000 17 homes
$250,001 - $300,000 11 homes
$300,001 - $400,000 10 homes
$400,000 - $515,000 2 homes
The median price range for Dallastown Schools real estate is $168,850 for the period.
Average of days on the market until it went under contract was 62 days
Active Listings
There are currently 265 homes on the market.
Least expensive listng is $89,999 located at 2956 Cape Horn Rd, Red Lion, PA 17356
The most expensive is $1,295,000 located at 2709 Augusta Circle, York, PA 17402
Average days on the market is 127 days or a a little over 4 month supply of inventory.
These statistics are provided by the Multiple Listings Service by the Realtors Association of York and Adams Counties
RAYAC Housing Snapshot
A monthly review of the residential real estate market in
York & Adams Counties
October 2009
October Housing Statistics
The REALTORS Association of York & Adams Counties (RAYAC) reports
that a total of 540 homes were sold in Adams County during the first 10 months
of 2009. In York County 3,343 homes were sold through the end of October.
The median sales price in Adams County was $185,950, a 7% decrease from
last year. In York County the median sale price was $159,900 reflecting a drop of only 3%. Comparing the month of
October 2008 to October 2009 number of homes sold was up 38% in York County and 12% in Adams County.
“The real estate market appears to be improving. We are interested to see the impact of extending the first time
This report are for all the homes sold in Dallastown Area School District as of September 1st through today.
Total homes sold was 130.
The lowest price was listed for $58,000 and sold at $48,500 located at 6 E Frederick St, Dallastown, PA 17313
The highest property was listed at $525,000 and sold at $515,000 located at 2773 Chestnut Run Rd, York, PA 17402
Price ranges of homes that sold in the following chart
$40,000 - $75,000 6 homes
$75,001 - $100,000 5 homes
$100,001 - $125,000 10 homes
$125,000 - $150,000 23 homes
$150,001 - $175,000 29 homes
$175,001 - $200,000 18 homes
$200,001 - $250,000 17 homes
$250,001 - $300,000 11 homes
$300,001 - $400,000 10 homes
$400,000 - $515,000 2 homes
The median price range for Dallastown Schools real estate is $168,850 for the period.
Average of days on the market until it went under contract was 62 days
Active Listings
There are currently 265 homes on the market.
Least expensive listng is $89,999 located at 2956 Cape Horn Rd, Red Lion, PA 17356
The most expensive is $1,295,000 located at 2709 Augusta Circle, York, PA 17402
Average days on the market is 127 days or a a little over 4 month supply of inventory.
These statistics are provided by the Multiple Listings Service by the Realtors Association of York and Adams Counties
RAYAC Housing Snapshot
A monthly review of the residential real estate market in
York & Adams Counties
October 2009
October Housing Statistics
The REALTORS Association of York & Adams Counties (RAYAC) reports
that a total of 540 homes were sold in Adams County during the first 10 months
of 2009. In York County 3,343 homes were sold through the end of October.
The median sales price in Adams County was $185,950, a 7% decrease from
last year. In York County the median sale price was $159,900 reflecting a drop of only 3%. Comparing the month of
October 2008 to October 2009 number of homes sold was up 38% in York County and 12% in Adams County.
“The real estate market appears to be improving. We are interested to see the impact of extending the first time
Tuesday, December 15, 2009by The Pilgrim Team
Solving the foreclosure crisis one homeowner at a time.™
Short Sale Deed-in-Lieu of Foreclosure:
Dignified Solutions
©2009 Distressed Property Institute, LLC All Rights Reserved.
The above brokerage assumes no responsibility nor guarantees the accuracy of this information and is not engaged in the practice of law nor gives legal advice.
It is strongly recommended that you seek appropriate professional counsel regarding your rights as a homeowner.
Possible Crisis? There are Dignified Solutions.
The state of the U.S. economy and housing market has brought many homeowners from security to uncertainty. But within this uncertainty, solutions have been created to assist those who need help. If you or someone you know is struggling to pay the mortgage, it is vital to understand ALL the options available.
The pressures of an upside-down mortgage are not just felt by the homeowner. Lenders are looking to avoid foreclosure and work with homeowners to find solutions to their financial situations. Lenders are not in the real estate business, do not wish to take ownership of a home, and do not want a house to sit idle on the market
So what options are available to YOU?
If you or someone you know is facing foreclosure and the damages it will cause to credit scores, employment or security clearance, you should consider a short sale or a deed-in-lieu of foreclosure (or “deed-in-lieu”). These options could allow you to sell or walk away from your home without incurring liability for deficiency.
What Are Your Options…
judgments from creditors, or tax lie
In both a short sale and deed-in-lieu, your lender can claim you owe a deficiency judgment on your remaining balance. This means the lender may have the right to pursue the difference of what you owed and the eventual sale price of the home.
In a foreclosure, all rights to your property are lost, while the lender retains the right to pursue a deficiency judgment. It will also remain on your credit history for ten years or more.
During negotiations for both short sales and deed-in-lieu transactions, it is imperative to understand whether your lender reserves the right to pursue a deficiency.
What Are The Possible Tax Consequences?
When it comes to the tax implications of a short sale or deed-in-lieu transaction, you will need to consult a tax professional. As a general rule, any debt forgiven by the lending institution will be considered income. Lenders are required to file a 1099-A with the IRS showing the deficiency, which could have tax implications for you. Once you have received Form 1099-A, you will need to complete IRS Form 982 to report how much of the debt was forgiven by the lender.
Again, consulting a tax professional is a vital part of this process, and can save you from future financial difficulties. Distressed Property Institute, LLC All Rights Reserved.
What’s Your Fastest Way Out?
A deed-in-lieu is the fastest solution out of a foreclosure, compared to the timeline of a short sale. However, very few lenders will negotiate a deed-in-lieu if a lien, or second mortgage has already been taken out on the home. Also, a deed-in-lieu will be a typicalqu estion asked on any future credit applications. Your history of short sales will not be a concern. In addition, a short sale provides the feeling of accomplishment for Listing York PA Homes your home.
What Should I Look Out For?
If you are considering either a deed-in-lieu or a short sale, it would be wise to review the terms and conditions of your transaction carefully. Make certain your agent can explain whether or not a deficiency balance is forgiven, or how long the lender can pursue this judgment.
Both options can save you from the distress that foreclosure will cause on your credit, finances, future employment and, most importantly, your stability.
I Heard About “Deed-For-Lease” ... What’s That?
You might have read about a new program called Deed-for-Lease™. Fannie Mae created this program as an option for homeowners who are in distress but not eligible for a mortgage modification. Through this program, qualifying homeowners have the option to remain in their Homes for sale in york pa as renters after voluntarily transferring the property deed back to the lender. The homeowners must prove they are able to afford market rent, and then sign a lease with the lender.
Deed-for-Lease provides an additional option for borrowers who do not qualify for, or have not been able to sustain other loan-workout solutions. While this program is unique to Fannie Mae loans, be sure to discover what options your lender offers to homeowners who do not qualify for loan modifications but wish to stay in their Homes for sale in york pa.
Following are a few of the homeowner qualifications for this program:
*The property is to be used as the occupant’s primary residence
*The occupant’s income is sufficient to cover rental payments
*Inspection shows that the property has been kept in good condition
*The occupant agrees to be responsible for regular maintenance
*The number of occupants is appropriate for the home
*The occupants signing the lease must agree to a credit review
*To learn more, please contact me or visit www.efanniemae.com.
With more than 1 in 7 U.S. homeowners not paying the mortgage, it’s clear that no one is immune to the current economic situation.
I believe every homeowner deserves the best information and education to protect themselves from losing their home to foreclosure and ruining their credit. For those already struggling to pay their mortgages and unsure of what to do next, understanding short sales and deeds-in-lieu can ease their stress and potentially save them from an impending foreclosure. Deciding on which route will be best for you and your family’s future is the most important decision you can make. Please use this information to better understand the options available.
As a CDPE, I have been trained to assist homeowners in these difficult situations. If I can provide you with more information or assistance, please don’t hesitate to contact me or go to my web page here.
Foreclosures Short Sales York PA Deed-in-Lieu of Foreclosure No comments have yet been submitted for this entry.
SyndicationCategoriesAcreage for sale (1)Buying a York PA Home (7)CDPE (4)Events in York County (15)Featured Home Listings (20)Fishing in York County (1)Foreclosure list (1)Home Buyers Tax Credit (6)Homes for Sale (2)I want to sell my home (1)Investors (2)New Home Community in Lancaster County PA (2)New Homes (2)New Property Listing (2)Open Houses (2)Real estate for sale in York PA (2)Real Estate Statistics (6)Relocation to York PA (6)Selling a York County Home (5)Short Sale List (2)Short Sales and Forclosures (16)York County Neighborhoods (2)York County Parks (3)York PA homes for sale (2)York PA real estate for sale
Solving the foreclosure crisis one homeowner at a time.™
Short Sale Deed-in-Lieu of Foreclosure:
Dignified Solutions
©2009 Distressed Property Institute, LLC All Rights Reserved.
The above brokerage assumes no responsibility nor guarantees the accuracy of this information and is not engaged in the practice of law nor gives legal advice.
It is strongly recommended that you seek appropriate professional counsel regarding your rights as a homeowner.
Possible Crisis? There are Dignified Solutions.
The state of the U.S. economy and housing market has brought many homeowners from security to uncertainty. But within this uncertainty, solutions have been created to assist those who need help. If you or someone you know is struggling to pay the mortgage, it is vital to understand ALL the options available.
The pressures of an upside-down mortgage are not just felt by the homeowner. Lenders are looking to avoid foreclosure and work with homeowners to find solutions to their financial situations. Lenders are not in the real estate business, do not wish to take ownership of a home, and do not want a house to sit idle on the market
So what options are available to YOU?
If you or someone you know is facing foreclosure and the damages it will cause to credit scores, employment or security clearance, you should consider a short sale or a deed-in-lieu of foreclosure (or “deed-in-lieu”). These options could allow you to sell or walk away from your home without incurring liability for deficiency.
What Are Your Options…
judgments from creditors, or tax lie
In both a short sale and deed-in-lieu, your lender can claim you owe a deficiency judgment on your remaining balance. This means the lender may have the right to pursue the difference of what you owed and the eventual sale price of the home.
In a foreclosure, all rights to your property are lost, while the lender retains the right to pursue a deficiency judgment. It will also remain on your credit history for ten years or more.
During negotiations for both short sales and deed-in-lieu transactions, it is imperative to understand whether your lender reserves the right to pursue a deficiency.
What Are The Possible Tax Consequences?
When it comes to the tax implications of a short sale or deed-in-lieu transaction, you will need to consult a tax professional. As a general rule, any debt forgiven by the lending institution will be considered income. Lenders are required to file a 1099-A with the IRS showing the deficiency, which could have tax implications for you. Once you have received Form 1099-A, you will need to complete IRS Form 982 to report how much of the debt was forgiven by the lender.
Again, consulting a tax professional is a vital part of this process, and can save you from future financial difficulties. Distressed Property Institute, LLC All Rights Reserved.
What’s Your Fastest Way Out?
A deed-in-lieu is the fastest solution out of a foreclosure, compared to the timeline of a short sale. However, very few lenders will negotiate a deed-in-lieu if a lien, or second mortgage has already been taken out on the home. Also, a deed-in-lieu will be a typicalqu estion asked on any future credit applications. Your history of short sales will not be a concern. In addition, a short sale provides the feeling of accomplishment for Listing York PA Homes your home.
What Should I Look Out For?
If you are considering either a deed-in-lieu or a short sale, it would be wise to review the terms and conditions of your transaction carefully. Make certain your agent can explain whether or not a deficiency balance is forgiven, or how long the lender can pursue this judgment.
Both options can save you from the distress that foreclosure will cause on your credit, finances, future employment and, most importantly, your stability.
I Heard About “Deed-For-Lease” ... What’s That?
You might have read about a new program called Deed-for-Lease™. Fannie Mae created this program as an option for homeowners who are in distress but not eligible for a mortgage modification. Through this program, qualifying homeowners have the option to remain in their Homes for sale in york pa as renters after voluntarily transferring the property deed back to the lender. The homeowners must prove they are able to afford market rent, and then sign a lease with the lender.
Deed-for-Lease provides an additional option for borrowers who do not qualify for, or have not been able to sustain other loan-workout solutions. While this program is unique to Fannie Mae loans, be sure to discover what options your lender offers to homeowners who do not qualify for loan modifications but wish to stay in their Homes for sale in york pa.
Following are a few of the homeowner qualifications for this program:
*The property is to be used as the occupant’s primary residence
*The occupant’s income is sufficient to cover rental payments
*Inspection shows that the property has been kept in good condition
*The occupant agrees to be responsible for regular maintenance
*The number of occupants is appropriate for the home
*The occupants signing the lease must agree to a credit review
*To learn more, please contact me or visit www.efanniemae.com.
With more than 1 in 7 U.S. homeowners not paying the mortgage, it’s clear that no one is immune to the current economic situation.
I believe every homeowner deserves the best information and education to protect themselves from losing their home to foreclosure and ruining their credit. For those already struggling to pay their mortgages and unsure of what to do next, understanding short sales and deeds-in-lieu can ease their stress and potentially save them from an impending foreclosure. Deciding on which route will be best for you and your family’s future is the most important decision you can make. Please use this information to better understand the options available.
As a CDPE, I have been trained to assist homeowners in these difficult situations. If I can provide you with more information or assistance, please don’t hesitate to contact me or go to my web page here.
Foreclosures Short Sales York PA Deed-in-Lieu of Foreclosure No comments have yet been submitted for this entry.
SyndicationCategoriesAcreage for sale (1)Buying a York PA Home (7)CDPE (4)Events in York County (15)Featured Home Listings (20)Fishing in York County (1)Foreclosure list (1)Home Buyers Tax Credit (6)Homes for Sale (2)I want to sell my home (1)Investors (2)New Home Community in Lancaster County PA (2)New Homes (2)New Property Listing (2)Open Houses (2)Real estate for sale in York PA (2)Real Estate Statistics (6)Relocation to York PA (6)Selling a York County Home (5)Short Sale List (2)Short Sales and Forclosures (16)York County Neighborhoods (2)York County Parks (3)York PA homes for sale (2)York PA real estate for sale
Thursday, December 10, 2009
Wyndham Hills Real Estate Activity Report for 2009
Wyndham Hills Real Estate Activity Report
Real Estate activity for Wyndham Hills, York, PA for the peiod of January 1st through November 30, 2009
Active Listings - Total currently listed 10
Least expensive home on the market is located at 1290 Grantley Rd at $269,900. The most expensive is $1,185,000 located at 900 Oakdale Rd. The median price is $507,450 and the average days a property has been on the market is 116.
Sold Listings - 8 sold
The least expensive was located at 850 Grantley Court, York at the price of $432,000. The most expensive home located at 1780 S Wyndham Dr, York sold for $1,050,000. The median price for those homes sold was $580,000, and the average days the homes were on the market was 136 days.
If you have an area anywhere in York County you would like to have a market update on a regular basis don't hesitate to contact us at Professional Realty Associates and the Pilgrim Team. We are here to serve you.
Real Estate activity for Wyndham Hills, York, PA for the peiod of January 1st through November 30, 2009
Active Listings - Total currently listed 10
Least expensive home on the market is located at 1290 Grantley Rd at $269,900. The most expensive is $1,185,000 located at 900 Oakdale Rd. The median price is $507,450 and the average days a property has been on the market is 116.
Sold Listings - 8 sold
The least expensive was located at 850 Grantley Court, York at the price of $432,000. The most expensive home located at 1780 S Wyndham Dr, York sold for $1,050,000. The median price for those homes sold was $580,000, and the average days the homes were on the market was 136 days.
If you have an area anywhere in York County you would like to have a market update on a regular basis don't hesitate to contact us at Professional Realty Associates and the Pilgrim Team. We are here to serve you.
Tuesday, November 24, 2009
Harvest Your Gratitude This Thanksgiving!
A Happy Thanksgiving of Gratitude! Gratitude is an Attitude...
Do you wait until Thanksgiving Day or Christmas to thank those that you love and those that have helped you? It is important to spend time during these special holidays to be thankful. However, it shouldn't be the only time you demonstrate your love and appreciation to others.
Here in York County Pennsylvania you should have no problem thinking of ones to thank on a daily or weekly basis. What can be done to help others this Thanksgiving?
If you need some ideas, here are some to get you thinking:
* The economy has affected many families this holiday season, donate non perishables to a local food bank, or donate your grocery store free turkey for those less fortunate. Invite a family less fortunate into your home and share your meal with them. Better yet invite someone who is alone to enjoy the holidays with your family. Do you have extra coats? You can donate them too.
* The Pilgrim Team is proud to sponsor the U.S. Marine Corps Reserves Toys for Tots Program again this year! We will be accepting donations for needy children at our office 3921 E. Market St York, PA. We are starting our toy drive early this year, because now more than ever there is a need to help out the families of less fortunate children have a great Christmas. In addition The Pilgrim Team is Happy to donate their moving truck to help distribute the toys.
* Your appreciation may have more of an impact when it is done at an unexpected time. Giving thanks during the holidays can be somewhat expected. Surprise someone by showing your gratitude when it is least expected and it will be remembered for a long time.
* Your notes and thoughtful comments won't get diluted by those from others trying to catch up for the past year on their thanks.
* True gratitude involves action. Lend a hand, Pitch in, Volunteer, Thank a Veteran or a Solder overseas, Make a gift, Give your time, or just listen. Give back as often as you can.
Giving thanks doesn't just benefit the other person. You will receive benefits from doing it as well. You will begin to feel happier and more relaxed. In fact, it has been proven in studies that being grateful can have a positive effect on your health. It can reduce your stress and boost your immune system.
Christmas is important. Easter is important. Halloween is important for the kids. But for our own personal happiness, there is nothing like a truly heartfelt Thanksgiving. Why wouldn't you look for every opportunity to show your thankfulness to others? Don't wait for a holiday before you look for opportunities to show your gratitude. Give thanks on a regular basis throughout the year.
Make every day Thanksgiving Day in 2009!
Feeling gratitude and not expressing it is like wrapping a present and not giving it --William Arthur Ward
Here in York County Pennsylvania you should have no problem thinking of ones to thank on a daily or weekly basis. What can be done to help others this Thanksgiving?
If you need some ideas, here are some to get you thinking:
* The economy has affected many families this holiday season, donate non perishables to a local food bank, or donate your grocery store free turkey for those less fortunate. Invite a family less fortunate into your home and share your meal with them. Better yet invite someone who is alone to enjoy the holidays with your family. Do you have extra coats? You can donate them too.
* The Pilgrim Team is proud to sponsor the U.S. Marine Corps Reserves Toys for Tots Program again this year! We will be accepting donations for needy children at our office 3921 E. Market St York, PA. We are starting our toy drive early this year, because now more than ever there is a need to help out the families of less fortunate children have a great Christmas. In addition The Pilgrim Team is Happy to donate their moving truck to help distribute the toys.
* Your appreciation may have more of an impact when it is done at an unexpected time. Giving thanks during the holidays can be somewhat expected. Surprise someone by showing your gratitude when it is least expected and it will be remembered for a long time.
* Your notes and thoughtful comments won't get diluted by those from others trying to catch up for the past year on their thanks.
* True gratitude involves action. Lend a hand, Pitch in, Volunteer, Thank a Veteran or a Solder overseas, Make a gift, Give your time, or just listen. Give back as often as you can.
Giving thanks doesn't just benefit the other person. You will receive benefits from doing it as well. You will begin to feel happier and more relaxed. In fact, it has been proven in studies that being grateful can have a positive effect on your health. It can reduce your stress and boost your immune system.
Christmas is important. Easter is important. Halloween is important for the kids. But for our own personal happiness, there is nothing like a truly heartfelt Thanksgiving. Why wouldn't you look for every opportunity to show your thankfulness to others? Don't wait for a holiday before you look for opportunities to show your gratitude. Give thanks on a regular basis throughout the year.
Make every day Thanksgiving Day in 2009!
Feeling gratitude and not expressing it is like wrapping a present and not giving it --William Arthur Ward
Is now the time to Sell and Buy your next home in York PA
I'm often asked if this is a good time to buy or sell a home here in York, PA. Some of my clients are concerned that home prices may fall further than they already have. They are assuming that the best course of action is to wait for the bottom in the market and then buy a home here in York at that time. The problem with this approach is that you don't know where the bottom is until after you passed it it is like looking in the rear view mirror, meaning until you've missed it!
Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have held fairly steady the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!
While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.
Please give me a call me Jerry Pilgrim if I can be of any assistance in determining how much home you can afford in today's market. Visit me at www.PilgrimTeam.com
Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have held fairly steady the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!
While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.
Please give me a call me Jerry Pilgrim if I can be of any assistance in determining how much home you can afford in today's market. Visit me at www.PilgrimTeam.com
Monday, November 23, 2009
Stewartstown Station Real Estate Statistics
is this the housing statistic actiivity since Jan 1st 2009 in the sub-division known as Stewartstown Station in York County PA. It is located just outside of Stewartstown, PA and located within the Southeatern School District.
Current "active listings" as of November 23rd - 4 homes are listed begiining at $244,900 and the top price os $289,900.
Homes that have sold as of th 1st of 2009:
14 homes have had the deeds transferred, sold prices ranged from $169,900 to $300,000.
If you compare this year statistics to the same time period in 2008 you will find that 7 homes sold that year from $229,900 to a high of $305,000.
Current "active listings" as of November 23rd - 4 homes are listed begiining at $244,900 and the top price os $289,900.
Homes that have sold as of th 1st of 2009:
14 homes have had the deeds transferred, sold prices ranged from $169,900 to $300,000.
If you compare this year statistics to the same time period in 2008 you will find that 7 homes sold that year from $229,900 to a high of $305,000.
Thursday, November 19, 2009
Haines Acres Home Sales Statistics
Below are the current Homes for sale in york pa that have either been sold, pending or are currently active in the Haines Acres Neighborhod. The date range begins May 1st thru November 19, 2009. The statistics have gome from the Realtors Assocaiation of York and Adams Counties.
LIST PRICE:
SOLD PRICE:
DOM:
HIGH LOW AVERAGE MEDIAN TOTAL PRICE LISTING COUNT
$389,900 $55,000 $200,873 $176,250 $7,030,562
$285,000 $147,500 $202,845 $188,450 $4,056,900 35
336 1 82 40
Appraiser Spreadsheet
MLS # StatusType Schl Dist Address City BRFBHBTtl Fin SF Tot Acre L/P S/P ClsPdBySlrDOM
20906351 PND DET York Suburban 730 Edgewood Rd York 2 0 0 735 0.260000 $55,000 156
20907560 SOLD DET York Suburban 1021 Sundale Dr York 3 1 1 1449 0.231400 $157,900 $147,500 35
20908696 SOLD DET York Suburban 2465 Cambridge Road York 3 1 0 1962 0.206600 $149,900 $148,000 3000.00 61
20904832 SOLD DET York Suburban 212 Greystone Road York 3 1 0 1260 0.143500 $152,400 $149,500 0.00 55
20902035 SOLD DET York Suburban 901 HAINES ROAD YORK 4 2 0 2174 0.354100 $159,900 $154,900 3199.91 145
20814023 SOLD DET York Suburban 2479 Auburn Road York 3 1 0 1513 0.330600 $159,000 $157,000 5000.00 201
20905227 SOLD DET York Suburban 2478 Crystal Lane York 3 1 1 1391 0.198300 $163,000 $158,000 108
20909307 SOLD DET York Suburban 2570 Raleigh Drive York 3 1 1 1992 0.212000 $157,900 $160,000 6100.00 23
20910223 PND DET York Suburban 501 Erlen Drive York 3 2 0 1952 0.234200 $162,500 37
20911516 PND DET York Suburban 2545 AUBURN ROAD YORK 3 1 0 1618 0.220000 $162,900 4
20903782 SOLD DET York Suburban 2456 Bradford Drive York 3 2 0 1716 0.206600 $165,000 $165,000 7500.00 5
20812788 PND DET York Suburban 2512 Brighton Drive York 4 2 0 2548 0.248000 $165,512 297
20911688 ACT DET York Suburban 2661 Cambridge Rd York 4 2 0 1302 0.213500 $169,900 30
20910627 PND DET York Suburban 970 Sundale Drive York 3 1 1 1391 0.247900 $169,900 15
20912395 ACT DET York Suburban 2800 Eastwood Drive York 4 2 0 1911 0.247700 $174,900 10
20911884 ACT DET York Suburban 2456 Wharton Road York 3 1 1 1580 0.214600 $174,900 24
20910982 PND DET York Suburban 2457 Eastwood Dr York 3 1 1 1963 0.217200 $174,900 32
20911698 ACT DET York Suburban 550 Sundale Drive York 3 2 0 1674 0.239700 $176,250 30
20911404 PND DET York Suburban 480 Ardmore Lane York 4 2 1 2332 0.300000 $179,900 8
20906140 ACT DET York Suburban 2464 Schoolhouse Lane York 3 1 1 1957 0.212100 $179,900 177
20906101 SOLD DET York Suburban 770 Erlen Drive York 3 1 1 2323 0.234200 $187,900 $184,000 336
20906433 SOLD DET York Suburban 3230 Dorsett Lane York 3 2 0 1644 0.300000 $184,900 $184,900 23
20909421 SOLD DET York Suburban 491 Maywood Road York 4 1 1 1726 0.288500 $214,900 $192,000 14
20911514 ACT DET York Suburban 2541 Raleigh Dr York 3 2 0 1444 0.200000 $199,500 40
20907546 SOLD DET York Suburban 445 Ivory Road York 3 2 1 1659 0.260000 $214,900 $214,900 21
20903393 SOLD DET York Suburban 2965 FORREST LANE YORK 4 2 1 2647 0.270000 $249,900 $235,000 0.00 57
20903952 SOLD DET York Suburban 2870 Forrest Lane York 3 2 0 2677 0.276100 $249,900 $249,000 1
20814040 SOLD DET York Suburban 2 Hunting Park Court York 3 2 1 2609 0.650500 $249,900 $249,900 7497.00 177
20902130 SOLD DET York Suburban 510 Ardmore Lane York 4 2 1 2674 0.266400 $277,900 $250,000 173
20908262 SOLD DET York Suburban 730 Plymouth Rd. York 4 2 1 2721 0.266900 $259,900 $252,500 51
20909067 SOLD DET York Suburban 520 Ardmore Lane York 4 3 1 2780 0.267000 $259,900 $259,900 5000.00 15
20903877 SOLD DET York Suburban 830 PINEHURST ROAD YORK 5 2 2 3368 0.378700 $259,900 $259,900 10000.00 114
20900679 SOLD DET York Suburban 990 Melrose Lane York 3 2 0 2254 0.315000 $299,900 $285,000 116
20905950 ACT DET York Suburban 3220 Forrest Lane York 5 2 1 2875 0.264500 $319,900 175
20908669 ACT DET York Suburban 3280 Forrest Lane York 4 3 1 4313 0.676000 $389,900 108
Disclaimer
This information is deemed reliable, but not guaranteed
LIST PRICE:
SOLD PRICE:
DOM:
HIGH LOW AVERAGE MEDIAN TOTAL PRICE LISTING COUNT
$389,900 $55,000 $200,873 $176,250 $7,030,562
$285,000 $147,500 $202,845 $188,450 $4,056,900 35
336 1 82 40
Appraiser Spreadsheet
MLS # StatusType Schl Dist Address City BRFBHBTtl Fin SF Tot Acre L/P S/P ClsPdBySlrDOM
20906351 PND DET York Suburban 730 Edgewood Rd York 2 0 0 735 0.260000 $55,000 156
20907560 SOLD DET York Suburban 1021 Sundale Dr York 3 1 1 1449 0.231400 $157,900 $147,500 35
20908696 SOLD DET York Suburban 2465 Cambridge Road York 3 1 0 1962 0.206600 $149,900 $148,000 3000.00 61
20904832 SOLD DET York Suburban 212 Greystone Road York 3 1 0 1260 0.143500 $152,400 $149,500 0.00 55
20902035 SOLD DET York Suburban 901 HAINES ROAD YORK 4 2 0 2174 0.354100 $159,900 $154,900 3199.91 145
20814023 SOLD DET York Suburban 2479 Auburn Road York 3 1 0 1513 0.330600 $159,000 $157,000 5000.00 201
20905227 SOLD DET York Suburban 2478 Crystal Lane York 3 1 1 1391 0.198300 $163,000 $158,000 108
20909307 SOLD DET York Suburban 2570 Raleigh Drive York 3 1 1 1992 0.212000 $157,900 $160,000 6100.00 23
20910223 PND DET York Suburban 501 Erlen Drive York 3 2 0 1952 0.234200 $162,500 37
20911516 PND DET York Suburban 2545 AUBURN ROAD YORK 3 1 0 1618 0.220000 $162,900 4
20903782 SOLD DET York Suburban 2456 Bradford Drive York 3 2 0 1716 0.206600 $165,000 $165,000 7500.00 5
20812788 PND DET York Suburban 2512 Brighton Drive York 4 2 0 2548 0.248000 $165,512 297
20911688 ACT DET York Suburban 2661 Cambridge Rd York 4 2 0 1302 0.213500 $169,900 30
20910627 PND DET York Suburban 970 Sundale Drive York 3 1 1 1391 0.247900 $169,900 15
20912395 ACT DET York Suburban 2800 Eastwood Drive York 4 2 0 1911 0.247700 $174,900 10
20911884 ACT DET York Suburban 2456 Wharton Road York 3 1 1 1580 0.214600 $174,900 24
20910982 PND DET York Suburban 2457 Eastwood Dr York 3 1 1 1963 0.217200 $174,900 32
20911698 ACT DET York Suburban 550 Sundale Drive York 3 2 0 1674 0.239700 $176,250 30
20911404 PND DET York Suburban 480 Ardmore Lane York 4 2 1 2332 0.300000 $179,900 8
20906140 ACT DET York Suburban 2464 Schoolhouse Lane York 3 1 1 1957 0.212100 $179,900 177
20906101 SOLD DET York Suburban 770 Erlen Drive York 3 1 1 2323 0.234200 $187,900 $184,000 336
20906433 SOLD DET York Suburban 3230 Dorsett Lane York 3 2 0 1644 0.300000 $184,900 $184,900 23
20909421 SOLD DET York Suburban 491 Maywood Road York 4 1 1 1726 0.288500 $214,900 $192,000 14
20911514 ACT DET York Suburban 2541 Raleigh Dr York 3 2 0 1444 0.200000 $199,500 40
20907546 SOLD DET York Suburban 445 Ivory Road York 3 2 1 1659 0.260000 $214,900 $214,900 21
20903393 SOLD DET York Suburban 2965 FORREST LANE YORK 4 2 1 2647 0.270000 $249,900 $235,000 0.00 57
20903952 SOLD DET York Suburban 2870 Forrest Lane York 3 2 0 2677 0.276100 $249,900 $249,000 1
20814040 SOLD DET York Suburban 2 Hunting Park Court York 3 2 1 2609 0.650500 $249,900 $249,900 7497.00 177
20902130 SOLD DET York Suburban 510 Ardmore Lane York 4 2 1 2674 0.266400 $277,900 $250,000 173
20908262 SOLD DET York Suburban 730 Plymouth Rd. York 4 2 1 2721 0.266900 $259,900 $252,500 51
20909067 SOLD DET York Suburban 520 Ardmore Lane York 4 3 1 2780 0.267000 $259,900 $259,900 5000.00 15
20903877 SOLD DET York Suburban 830 PINEHURST ROAD YORK 5 2 2 3368 0.378700 $259,900 $259,900 10000.00 114
20900679 SOLD DET York Suburban 990 Melrose Lane York 3 2 0 2254 0.315000 $299,900 $285,000 116
20905950 ACT DET York Suburban 3220 Forrest Lane York 5 2 1 2875 0.264500 $319,900 175
20908669 ACT DET York Suburban 3280 Forrest Lane York 4 3 1 4313 0.676000 $389,900 108
Disclaimer
This information is deemed reliable, but not guaranteed
Wednesday, November 11, 2009
Help Others Have a Merry Christmas!!
44 days and counting! Are you ready for all the holiday shopping? Please don't forget the Toys for Tots Program this year when you are looking over you list. At Professional Realty Associates located at 3921 East Market Street, the Pilgrim Team has a drop off box to collect any new toys you would like to donate to less fortunate children. This is a very worthwhile project and I know it would make your heart feel warm, and it would especially warm the hearts of all the youngsters who receive these gifts on Christmas morning! You can visit the Pilgrim Team website at http://www.pilgrimteam.com/ for more information. Have a happy holiday season!
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