Professional Realty Associates in York PA

Tuesday, July 14, 2009

Reasons Why You Should Call The Pilgrim Team at Professional Realty Associates

It's not the same old real estate market anymore. These days, it's faster, more complex and more competitive in every way.

Homebuyers shop the Internet. Offers arrive by cellular phone. On-line mortgage companies make it possible to obtain pre-approved financing right in the privacy of your own living room.

In today’s rapidly changing market, Jerry and "The Pilgrim Team" stay on the cutting edge of internet marketing and current market trends to do the best job for their clients. In this fast paced world, it seems that receiving "Good Old Fashioned Quality Service" is becoming a thing of the past. However, here at The Pilgrim Team we believe our clients deserve the best service they can provide.

"CERTIFIED DISTRESSED PROPERTY EXPERT" The real estate market today has caused a great deal of hardship for every 6 out of 100 home owners. Pre-foreclosures and foreclosures have become commonplace in our neighborhoods. As a Certified Distressed Property Expert®, I can help. There are options available when it comes to foreclosure, very few people know exactly what to do or where to go! Whether it be refinance options, loan modification, or short sale Jerry can help you and your family.

What is a Certified Residential Specialist?
A Certifieid Residential Specialist is a REALTOR who has earned certification from the Council of Residential Specialists by completing a rigorous course of advanced training, and by meeting significant experience requirements.

Relocation
The Pilgrim Team also specialises in relocation to York County. If you are interested in receiving our relocation book, which is full of valuable information about York County, please give us a call at (717) 757-5955 or visit http://www.PilgrimTeam.com/

Guaranteed Home Sale Program

In todays real estate market home sellers feel like they have few options when they sell a home. They are afraid to write a contract on another home when they still have a home to sell first. If they do write a contract it could be at a higher price since they can't give the home seller a guarantee that their house will sell. However, if the buyers know they have there house sold they can negotiate a lower price with the seller and give the seller a closing date. The Pilgrim Team at Professional Realty Associates can take the fear away of selling your home with our "Guaranteed Sale Program". We make it simple and in writing what we are willing to pay for your house and when we will buy it. Now you can shop for the home of your dreams and not have to worry about if your house sells. Our team of professionals are here to help you in all your ral estate needs and make it an enjoyable experience. Call us today for more details (717) 757-5955.

House Deals in York County PA Neighborhoods

There are a lot of folks out looking to take advantage of the current slumping housing market here in York County PA. The best deals seem to be in the neighborhoods built since 2003. To name a few comunities that have the most short sale and foreclosure activity they would be; Logans Reserve, Stewartstown Station, Peacefields, Chatham Creek, Sage Hill, Springwood, Wellington Hills, Hunt Club, Colonial Crossings, Pahagaco Heights,Rosebrook, Whisper Run, Wallingford, Brownstone Manor, Hunter Creek, Bennet Run, Chestnut Valley.

Tuesday, July 07, 2009

Free Foreclosure/Short Sale Buyers Workshop

"The Pilgrim Team" at Professional Realty Associates
would like to invite you to a Free Informative Home Buying Seminar.

Thursday July 16th at 7:00pm
at Professional Realty Associates
3921 E. Market st, York PA 17402

We will cover the following topics:

* Purchasing Foreclosures and Short Sales
* This Current Buyers Market
* The Settlement Process and Title Insurance
* Buying your first home and taking advantage of the New $8,000 First Time Home Buyers Credit
* Loan Options and New Loan Guidelines

Jerry Pilgrim, Professional Realty Associates
Will speak to buyers interested in purchasing foreclosures and short sales.

Refreshments and snacks will be provided.

If you've given any thought to making a move, whether into your first home or your fourth, we'd love for you to join us at our FREE seminar!

Anyone who attends will receive a buyers orientation book. All Attendees who purchase a home with us will receive a Free 1 yr. Home Warranty.

For More Information or to make reservations for the Free seminar call Professional Realty Associates at 717-757-5955 or visit our webpage at www.PilgrimTeam.com and click on the link to register online.

Monday, June 22, 2009

Buying or Selling Homes in York PA

If your a ready to sell or buy a home in York, PA call Jerry Pilgrim of the Pilgrim team today. If you would like a relocation guide on all things about York County I will be glad to provide you one. It contains valuable information from schools, shopping, parks and recreation and historical areas of interest. Want to rent. We have rental lists available.

House Flipping

Beware of House Flippers! Sellers beware of the come on advertising to "buy your house for cash". Remember it is an investor looking to steal your house at a low price, put as few dollars in it and turn around and make a tidy sum. Who loses? The house Seller. Who wins the investor. Unless you are desperate for a quick sale don't talk to these people!

Foreclosures in York PA

Jerry Pilgrim Is a CDPE (Certified Distressed Property Expert), If you are thinking about listing a house or buying think of me in York PA. The Foreclosure process is a little more complicated and confusing for most other real estate agents. You need someone who has the training and experience to help you find the home at the absolute best price and knowledge of what to look out for that could either save or cost you thousands of dollars. Don't make a mistake call the Pilgrim Team Today!

York County PA Home Market Statistics

York PA Housing Statistics

Single Family Homes:

Jan-May 08' SOLD Units - 938 represents a 14% decrease over the same time period in '08. It also represents a 33% decrease over '07.

Time on Market for sold homes in '09 for same time period was 85 days.

Homes that are currently Active (unsold) have been on the markey 120 days.

The Median home price dropped form a high in '07 of $221,013 to $211,335 in '08 to $188,588 a 33% decline.

What these statistics mean for Buyers is obvious. If you have the means to buy a home NOW is the time. The low interest rates couples with the more affordable home prices in York County PA. The $8,000 dollar tax rebate will run out Dec 1st of this year.

For Home Sellers the home must be priced to the market or it will become another unsold statistic. You will need to choose a Realtor with an A+ marketing program that will give your home maximum exposure to potential home buyers. List your home with Jerry Pilgirm and you will get just that.

Friday, June 19, 2009

Diamond in the Rough, Make this Gem Your own!

Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to:
http://www.PilgrimTeam.com

Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps

Tuesday, June 16, 2009

York County Balloon Festival

York County Balloon Festival takes place June 19-21, 2009
John Rudy County Park
400 Mundis Race Road, York PA. 17406
Proceeds benefit York County Parks.
Admission is $10. for a carload, or 15 for a 3 day pass.
The Hot Air Balloon Rides Lauch 6am Saturday and Sunday and 6pm Friday, Saturday, and Sunday.
Activities are planned throughout each day:
Over 100 Arts & Craft Vendors
A Wide variety of Food Vendors
Horse Drawn Carriage Rides
Family oriented Activities all Day
Fireworks on Friday evening at dusk
and a Car Show Sunday
For more information:
http://www.yorkcountyballoonfestival.com/

Monday, June 15, 2009

Country Charm, Take a Walk with Nature!

Tuesday, June 09, 2009

Charming 3 story Colonial!

Lovely Property Offers Privacy and Seclusion!

Friday, June 05, 2009

You Need Time and Patience to Buy a Foreclosure or a Short Sale!

by Jerry

Are you thinking about buying a distressed property? If you are, you will need TIME - a short sale or an REO (Bank Owned property) will both take longer than the typical sale. There are certainly benefits to buying a foreclosure or short sale, that being a lower price. However since we have a Lender involved in the final acceptance of the buyers offe to the seller it could take 60 - 90 days for the negotiator for the lender to make the decision. The decision isn't always that they will accept the offer. As a buyer you must be prepared to counter-offer what the negotiator has proposed. This could take another 2 weeks or so for the final decision. If you don't have the time or patience to wait this is not for you. However, if you do you could make yourself a considerable savings.

Be Wary of Real Estate Scam's!

by Jerry

Are you thinking about Listing York PA Homes your house? Be careful there are individuals out there who want to take advantage of you with an offer to purchase your property for CASH. They will purchase it, but at a very reduced value, typically 40% less than what it is really worth. They will turn around and sell the property at market value and pocket hat should have been you profit, not theirs. If you want to sell- sell with a Realtor. As a member of The National Association of Realtors, Realtors abide to a Code of Ethics. Don't talk to these people.

Stop Foreclosures Now!

Did you realize most people do not need to go into foreclosure? People think it is their only option. If you sell your property in a short sale (Lender takes less than what is owed on it), you could save your credit and also your job. Don't let it happen call a Certified Property Expert to explain why you shouldn't do it.

Thursday, June 04, 2009

Enjoy the Country Setting of this Spacious Contemporary!

Tuesday, June 02, 2009

Exquistely Designed Home with Custom Features!

Monday, June 01, 2009

The Street Rods are Coming!

36th Annual Street Rod Nationals East
June 5-7th 2009
The York Expo Center, hosts Street Rod Nationals East, the largest annual street rod event in the Eastern US. The event brings thousands of street rods into the city for a few days in June. On Friday afternoon the city holds a parade through the center of the city for participating vehicles.
In the evenings you can visit all the local hotels and see the cars displayed, also some of the hotels have outside food vendors and music while all their guest show off there cars relaxing for the next day at the York Expo Center. It could be a great way to experience the car show without the expensive and heat at the fairgrounds. So if your driving through york June 5-7 and wonder why people have lawn chairs all along Rt. 30 you can be sure the Street Rods are in town.

Friday, May 29, 2009

Pennsylvania Wine and Music Festival this Weekend

2nd Annual 2nd Annual Taste of Pennsylvania Wine and Music Festival
is this Saturday and Sunday 11am-6pm.

This two day outdoor event includes 10-12 Pennsylvania wineries from across the states presenting their different wines for tasting.
There will also be educational presentations and live bands,over 40 craft, trade, and food vendors.
Sounds like a great way to spend an afternoon!
You can get more information at http://www.yorkwinefest.com

Tuesday, May 26, 2009

Celebrate the Season at Farmers Markets

Looking for something to do on a early morning summer weekend?
One of the best things about weekends is shopping the numerous farmers' markets in York County! Some are indoors some are outdoors and there stocked with lots of yummy, seasonal goodness.
Below is a list of markets you can go to for inexpensive, fresh local Produce, Meats, and homemade Breads. Catch a bite to eat at various food stands and browse the vender shops! Check them out, eat healthy, it will be worth the trip. Some things you need to know: Go early, bring cash, bring a sturdy bag, and of course bring your family.

Brown's Orchards & Farm Market 8892 Susquehanna Trail South
Loganville, PA 17342. Country Store with homegrown fruit, bakery, fresh deli, gift shop. Also Brown’s Farm Market & Garden Center a second location at Shiloh Nurseries on 3100 North North George St. Emigsville. The store adjacent to the greenhouse has been transformed into a "mini-Brown's" with all of your favorite Brown's fruits, bakery and pantry items.

Central Market 34 West Philadelphia St York, PA 17401 Central Market is an historic downtown farmers market operating continuously since 1888. We offer the full range of fresh produce, meats, deli products, and many specialty items.

Morningstar Marketplace 5209 Lincoln Highway, West Sat 8:00-4 Sun 8-3.This is a wonderful farmer's market, with lots of booths of fresh produce, meats, craft items, Antique gallery and flea market houses 500+ vendors.

Markets at Shrewsbury 12025 Susquehanna Trail
Glen Rock, PA 17327 Off I-83 Between Exits 4 & 8 Thursday, 9AM-5PM Friday, 9AM-7PM Saturday, 8AM-5PM. A large variety of fresh produce, meats, cheeses, salads, gourmet baked goods and home baked goods. On site eating establishments, coffee shop, and winery will quench your appetite and thirst. You will find Amish made furniture, quilts, crafts and unique gifts at the Amish Markets and Our Gift and Specialty Shops.

Market & Penn St. Farmers Market
380 W. Market St.York, PA 17401 in downtown York. Listed on the National Historic Register, it is the oldest continuously operating farmers market in York. The Market is owned and run by the vendors, many of whom are third generation and greater. The Market operates year round and has free offstreet parking every market day. An abundance of fresh locally grown fruits and vegetables are available during the growing season, and fresh locally grown meats and poultry products are offered by local butchers. In addition, there are stands selling prepared foods freshly made with ingredients purchased from other market vendors.

New Eastern Market Co., Inc. 201 Memory Lane York, PA 17402
Open only Fridays. New Eastern Market has farm-fresh produce, baked goods and local meats and cheeses in the Pennsylvania German tradition.

Inexpensive York County Weekend/Daytrip Getaway's

July is Recreation and Parks Month, "Healthy Lifestyles, Livable Communities... Its Starts in Parks" is their motto.
Whether its picnicking, hiking, mountain biking, camping or just attending a park event, hop off the sofa and check out York County's numerous State and County Parks.
Take a moonlight Bike Ride along the Rail Trail, swim, fish, or boat in Gifford Pinchot lake, or enjoy moonlight boating at Lake Redman, rent a canoe or kayak and take a trip down a creek or the Susquehanna. Take your dog for a walk at the Canine Meadows, new off leash area at John Rudy County Park. Or check out the stars the public can view various celestial objects once a month free of charge year around at the Rudy Park Observatory. Bring the kids to the Environmental Education Center at Richard M. Nixon Park where they can see wildlife exhibits, live snakes and a bird observation window. Fly a kite at the crest of Mt Pisgah at Samuel S. Lewis State Park or just take in the spectacular panoramic view of the Susquehanna River. Take a trip to the rolling hills of Southern York County to 3452-acre Codorus State Park where you can Wildlife watch, fish in the 1,275-acre Lake Marburg, or swim in the huge pool that sits on a bluff overlooking Lake.

York County Balloon Festival takes place June 19-21, 2009 John Rudy County Park
400 Mundis Race Road, York PA. 17406
Proceeds benefit York County Parks.
Activities are planned throughout each day:
Over 100 Arts & Craft Vendors
A Wide variety of Food Vendors
Horse Drawn Carriage Rides
Family oriented Activities all Day
Fireworks on Friday evening at dusk
and a Car Show Sunday
http://www.yorkcountyballoonfestival.com/
For more information:
http://www.pilgrimteam.com/parks.aspx
http://www.dcnr.state.pa.us/
www.yorkcountyparks.org

Monday, May 18, 2009

Buying in a Buyers Market

The Long and Short of Short Sales

A Short Sale has been referred to by more than one real estate professional as a dignified solution to a financial crisis. The reality is that many homeowners today owe more on their homes than they are worth and don’t know what to do. If you have exhausted other options like a mortgage modification or a refinance or simply can no longer afford your home due to the loss of a job or other hardship a short sale may be the solution for you.

Short Sale Qualifications

There are three simple qualifications almost every lender will want to see to qualify you for a short sale:
1. Financial Hardship - your mortgage company will want to see that you have a verifiable material hardship that is affecting your ability to pay your mortgage. Hardships can be issues such as a payment increase, job loss, income decrease, medical expenses and any other issue that is truly affecting your ability to pay.
2. Monthly Shortfall – your lender will want to see that on a monthly basis your hardship is causing you to have a monthly shortfall. This means that they want to see that your monthly income is less than your monthly expenses. This is a simple calculation that can be done by adding up all your expenses and comparing them to your total income. If your expenses are higher than your income you have a shortfall.
3. Insolvency – your lender or servicer will want to see that you are insolvent prior to approving a short sale. Simply translated this means they want to see that you do not have the ability to pay down the balance of your mortgage in liquid funds.

Short Sale Process – How do I get this done?
In order to successfully sell your property through a short sale you will need to fully cooperate with your real estate professional. Your assistance in this process will give you the highest likelihood of a successful outcome, a sale and most importantly a foreclosure avoided.

Here is a simple list of items you can take care of immediately:
· Prepare your property for sale, this includes: remove all clutter, make sure all lights work, clean out your property and make it as presentable as possible. Your agent will have additional suggestions for you however there is no reason not to get started now.
· Gather the required paperwork and documentation that your agent will need in your first meeting you have, see the list below.
· If you believe a short sale is the right option for you, list your property with the qualified CDPE professional that gave provided you with this information. They will help guide you through this process.

Paperwork Needed for a Short Sale
(Start Now)

In order to demonstrate to your lender that you qualify for a short sale your agent will need the following documentation:
· Two months most recent mortgage statements (all mortgages)
· Two months checking account statements (all borrowers if separate)
· Two months saving account statements (all borrowers if separate)
· Two months other account statements (all borrowers if separate)
· Last two paycheck stubs (all borrowers)
· Two years tax returns
· Hardship Letter (see samples)
· Financial Worksheet (provided)
· Any other documentation to help your agent prove your hardship
Monthly Income Shortfall Calculation

Total Monthly Income
-
Total Monthly Expenses
=
Total Monthly Shortfall
Don’t Delay
Each day is important when you are exploring options on your mortgage – don’t wait one day that could be spent working with your mortgage servicer or lender on finding a solution to your specific issue.
How will my retirement be treated in a short sale?
There is a common misconception that in order to qualify for a short sale you can’t have any assets or savings. This is not normally true; in fact in many cases banks are disregarding retirement accounts that would otherwise be protected in a bankruptcy. Don’t assume that you will have withdraw funds from these account to qualify.

Friday, May 15, 2009

Country Woods Offer Peace and Seclusion! -New Freedom, PA

Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps

Thursday, May 14, 2009

Larger than it Looks Cape Cod! - West York, PA

Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps

Thursday, May 07, 2009

Sunset Terrace, Dallastown- Roomy Ranch with curb appeal!

Wednesday, May 06, 2009

Home Buyers Seminar

York, Pa-- "The Pilgrim Team" at Professional Realty Associates is pleased to announce they are hosting a FREE informative Home Buyer Seminar. Anyone considering purchasing or investing in real estate should attend this special event. Learn about first time home buyer programs and the $8,000 tax credit. Take advantage of very low interest rates and how to buy short sales and foreclosures and save $1,000's of dollars!

Where: Tuesday May 19th at 7:00pm
at Perkins Family Restaurant (meeting room)
2500 E. Market St, York PA 17402

With Guest Speakers to include:
Maximum Realty Settlement Services will discuss the settlement process and how title insurance benefits you.
Steven Gohn of Credit Bureau of York will discuss how a person's credit score is an integral part of financing a home. He will suggest ways to improve their credit ratings, score and repair credit if necessary.
Tim Leiphart, V.P.National City Mortgage will inform us about new loan guidelines and taking advantage of the new First Time Home Buyer's Credit.
Jerry Pilgrim, Professional Realty Associates will speak to buyers interested in purchasing Homes for sale in york pa and what to expect when purchasing foreclosures and short sales.

Anyone who attends will receive a buyer’s orientation book and prizes.
All Attendees who purchase a home with us will receive a Free 1 yr. Home Warranty.
For more information or to make reservations for the Free seminar call Professional Realty Associates at 717-757-5955 or visit our webpage at www.PilgrimTeam.com and click the link to register online. http://www.pilgrimteam.com/home-buyers-seminar.aspx

Sunday, May 03, 2009

Stone Mill Estates

Looking for a new home? If you are looking for a single family detached home in Manheim Twp Lancaster County PA you have got to check out the exciting models with prices that begin at $249,900 that inclue a large homesite and 4 BR's, 2BTH & 2 car garage.

Wednesday, April 29, 2009

Buying a Short Sale?

Thinking about buying a short sale? If you are make sure your Agent is a CDPE (Certified Distressed Property Expert). They have the training that get s the job done through the tough negotiating process. A CDPE has an average of an 80& success rate. Wheras the typical agent has a 20% rate. Who do you want working for you? Go to: http://www.pilgrimteam.com/avoid-foreclosure.aspx

Monday, April 27, 2009

Buying Foreclosures and Short Sales

by Jerry
The York County PA home market for foreclosures and short sales has really been heating up with the weather. Buyers are looking for house deals and they are finding them. Buyers need to realize that when they are looking for a good deal on Homes for sale in york pa that they will need to wait up to 60 days or longer in some cases to get the Lender to come back with either the acceptance of the offer or a rejection. Don't be discouraged by a rejection! It is all part of the negotiation process with the lender. The Lender will accept a counter-offer and usually accept it with sales comparable to back the offer up. They are trying to save the bank as much as they can to keep the loss to a minimum. Let the Pilgrim Team do the work for you when you are looking to save possibly thousands of dollars. We have the expertise and the knowledge few other real estate agents have with regards to foreclosures and short sales. You may have to be patient and wait longer but the savings will make it worthwhile. Call Professional Realty Associates and we'll get you started.

Wednesday, April 22, 2009

Pets Available at the SPCA of York County

by Kathy Ward
Because of the downturn in the economy many families are losing their jobs & many times their Homes for sale in york pa due to not being able to afford their mortgage payment any longer. Not only does it affect the family but it also affects the pets in the family. Many times when people are losing their Homes for sale in york pa they have to move into an apartment & pets are not always welcomed or the security deposit & extra charge for pets is too much of a financial burden. It's such a sad situation for everyone.
I'm a HUGE pet lover! My husband & I have "fur kids". We have two Yorkies, Lucy & Lexi & two cats, Madison & Max. We also feed & give shelter (in our garage!) to stray cats that we have named, got a few of them spayed & neutered, so they're part of the family, too!
If you are thinking of adopting a pet, please visit the SPCA of York County located at 3159 Susquehanna Trail North York, PA 17406. Their number is 717-764-6109. They currently have 90 dogs & 430 cats for adoption. Please check out their website at www.ycspca.org to view their adoptable pets & check out lots of other information.
I work with "The Pilgrim Team" at Professional Realty Associates as a buyer's specialist. Our office is located at 3921 E. Market St. York, PA 17402. You can contact our office at 717-757-5955 if you are considering selling and/or buying a home.

Trout Season

Trout season is in full swing across York County. The season officially opened at 8AM on April 4th. York County is blessed with some very good trout streams and approved wild trout waters.
Yellow Breeches creek is a popular destination towards the nothern area of York.
Codorus Creek, Muddy Creek, Fishing Creek, Otter Creek and Bald Eagle creek are some others but by no means all of the creeks here in south central PA.
Trout must be 7 inches minimum in length to keep and the daily bag limit is 5. A Pennsylvania fishing license along with a trout stamp are required.
Some of the species you can expect to catch are rainbow trout and brown trout. You could catch a brook trout but that is a little more rare to do.
Some of the more popular baits are worms, Powerbait, spinners, and minnows.
There are also some sections of creeks that are fly fishing only but make sure to consult your rule book to see where these locations are.
The PA Fish & Boat Commission stocks most creeks and some lakes with hatchery raised trout a few times per year. Check out their website to see when your favorite creek gets stocked.

Saturday, April 18, 2009

Home Buyers in York PA

York PA home buying
Wednesday, April 15, 2009
by Jerry Pilgrim
Springtime has finally arrived here in York PA! With the arrival of spring house hunters are out and about looking for bargains. Buyers in particular have been looking to buy a "foreclosure" or "short sale" where they believe they can get a home for much less than market value. Buyers need to realize that the benefit of saving thousands of dollars come with it's own price. Lenders are nearly as negotiable on the price if buyers want to have home inspections performed on the property. Lenders are much more willing to negotiate if the home is bought "as is".
Now is the time to buy a home in York County with mortgage interest rates at or near historic lows, house prices have fallen to the extent that home buyers can get a lot of house for the money. Some neighborhoods that have seen drastic price reductions are; Logans Reserve, Heritage Hills, Brittany, The Outdoor Country Club, Wyndham Hills, Sage Hill, Wallingford, Regents Glen. There are many more. Southern York County has seen home prices drop substantially in Shrewsbury, New Freedom, Stewartstown. For more information can provide neighborhood information on recent sales and demographics by providing a market snaphot.

Wednesday, April 01, 2009

$8,000 Tax Credit For First Time Home Buyers

A tax credit of up to $8,000 is now available for first time home buyers who are buying a principle residence on or after January 1, 2009. This tax credit doesn not have to be repaid. First time home buyers need to act quickly because this perk will be discontinued on 12-1-09. Now is the time to buy Homes for sale in york pa here in the York County area. Interests rates are good, prices are low and if you are a first time home buyer you will receive a 8,000 tax credit!! Call The Pilgrim Team and Start Packing!!

Tuesday, December 16, 2008

Local Realtor Helps Families Dodge Foreclosure Bullet.

Local Realtor, Jerry Pilgrim, earns Harris Real Estate University Diploma as a Certified REO Specialist, making him an expert at selling forclosed properties. He has also earned the Certified Distressed Property Expert Designation (CDPE) through the Distresssed Property Institute. As a CDPE agent I have the tools and information homeowners need to avoid foreclosure and move forward with their lives.

A national epidemic is looming. Are you ready? We are in the most challenging real estate market since the Great Depression with no end in site for the immediate future. The government can only do so much to help victums of this situation. That is where specially educated and trained Real Estate Brokers like Jerry Pilgrim are here to help. The key is to take the corrective measures as soon as a mortgage payment can not be made on time. Our Goal is to help homeowners in distress avoid foreclosure and sell their properties. Jerry is a PA broker/owner
and York County Native serving customers since 1984.

Jerry Pilgrim
Professional Realty Associates
"The Pilgrim Team"
717-757-5955
www.PilgrimTeam.com
jpilgrim@pilgrimteam.com

Tuesday, November 25, 2008

Toys for Tots

Community Involvement as Toys For Tots Drop off Location

Professional Realty Associates
3921 E. Market Street York, PA 17402
is Sponsoring the U.S. Marine Corps Reserves
Toys For Tots Program again this year!
Help us support them by bringing new unwrapped toys.
Monday thru Friday 9am - 5pm till Dec 15th at the above location.
Make a child Smile This Holiday Season!
http://www.PilgrimTeam.com/

A Happy Thanksgiving of Gratitude

A Happy Thanksgiving of Gratitude!

Do you wait until Thanksgiving Day or Christmas to thank those that you love and those that have helped you? It is important to spend time during these special holidays to be thankful. However, it shouldn't be the only time you demonstrate your love and appreciation to others.

You should have no problem thinking of ones to thank on a daily or weekly basis. If you need some ideas, here are some to get you thinking:

* Your appreciation may have more of an impact when it is done at an unexpected time. Giving thanks during the holidays can be somewhat expected. Surprise someone by showing your gratitude when it is least expected and it will be remembered for a long time.

* It can be done immediately after an event you are most thankful for. That is when it will encourage others the most.

* Your notes and thoughtful comments won't get diluted by those from others trying to catch up for the past year on their thanks.

* You can give more time and personalized attention when showing your gratitude. You will not have to do something for a large list of people in a short period of time.

* True gratitude involves action. Lend a hand, Pitch in, Make a gift, Give your time, or just listen. Give back as often as you can.

Giving thanks doesn't just benefit the other person. You will receive benefits from doing it as well. You will begin to feel happier and more relaxed. In fact, it has been proven in studies that being grateful can have a positive effect on your health. It can reduce your stress and boost your immune system.

Christmas is important. Easter is important. Halloween is important for the kids. But for our own personal happiness, there is nothing like a truly heartfelt Thanksgiving. Why wouldn't you look for every opportunity to show your thankfulness to others? Don't wait for a holiday before you look for opportunities to show your gratitude. Give thanks on a regular basis throughout the year.

Make every day Thanksgiving Day in 2009!

Wednesday, October 22, 2008

Get Help for Your Home: York County Realtor Becomes a Professional on Distressed Properties

Orlando, Fla.—In today’s market, more and more homeowners are finding themselves in financial distress due to real estate than ever before. If you are a homeowner in danger of losing your home, do not get discouraged—there are many options to get your finances back on the right track. That’s why Jerry Pilgrim, broker of Professional Realty Associates in York, recently became a Certified Distressed Property Expert (CDPE) and a member of the Distressed Property Institute.

The CDPE designation is a nationally recognized certification given to agents who have dedicated their time and effort to understanding the issues distressed homeowners are facing. After taking multiple courses and training sessions, the agents are better equipped to deal with entering the distressed property market—REOs, short sales, preforeclosures and working with investors.

Foreclosure is a devastating financial and emotional process for a homeowner to go through, and in many cases they do so alone and without help. Homeowners who are in the preforeclosure process need to speak with an agent as quickly as possible. If you are a homeowner in distress, Jerry believes the best solution for homeowners is to seek the guidance, counsel and services of an educated and trained real estate agent. Homeowners no longer have to go it alone. Jerry has received the tools, information and tactics to effectively help homeowners through his certification from the Distressed Property Institute.

One of the first options a homeowner has to avoid foreclosure is a loan modification, or loan restructuring, which is simply a permanent change in one or more of the terms of the mortgage loan. If a homeowner runs into temporary financial hardship, the next option is to negotiate for a loan forbearance, which reduces or delays payments for a short amount of time with the understanding that the account will eventually be brought to a current status.

While these two options do serve as practical alternatives to foreclosure, they still leave homeowners with the same burden of debt. The more favorable option, according to real estate experts, which considerably benefits both the homeowner and lender, is a short sale. A short sale is an agreement wherein the lender allows for the homeowner to sell the home at a price lower than the mortgage-debt amount. The lender will then take the proceeds from the sale as a settlement for the mortgage debt. A short sale becomes a beneficial alternative when the homeowner’s mortgage debt is higher than the property’s value.

It’s a complicated market out there, but Jerry Pilgrim, a CDPE professional, is an agent who understands the full range of solutions and is ready to help. Distressed homeowners need an advocate like Jerry—who chose to set himself apart from other agents by receiving formal training to help homeowners in financial crisis.

If anyone would like more information about this topic or to schedule a meeting with Jerry Pilgrim, please call Professional Realty Associates at (717) 757-5955 or e-mail their request to JPilgrim@PilgrimTeam.com. www.YorkShortSales.com

Wednesday, January 02, 2008

York Real Estate Market Favors Buyers, Offers Great Deals

York Real Estate Market Favors Buyers, Offers Great Deals
by Kaitlin Kraft
Although 2007 may have been a bumpy road for many markets and real estate agents, the Pilgrim Team of the Professional Realty Associates has had a different experience. With so many hyped-up stories about the lending crisis and the supposed downfall of the real estate market, how does Jerry Pilgrim, broker/owner, remain positive?
“We expect to have a great year in 2008. The PilgrimTeam actually had a positive increase in volume this year, which we’re very pleased about. We expect that trend to continue in the upcoming year, even though volume maybe down with the competition,” says Pilgrim.
Pilgrim continues that not only did his team fare better in 2007 than the competition, but that the York housing market has also been holding stable. “There hasn’t beena drastic price reduction here as there has been in other parts of the country, or even other parts of Pennsylvania. We have experienced only a slight drop, approximately 5 percent, compared to the 30 – 40 percent decrease some other area markets are feeling,” he says.
Pilgrim emphasizes the importance of knowing whento snatch up a good deal, and right now the market is ripe with good deals. “In the current market, buyers are like kids in a candy store—there are a lot of houses to choose from and the options are endless. Interest rates are low again, so that gives buyers opportunities that they haven’t experienced in the past few years,” he says.
“There are a lot of good buys out there, but don’t wait because that may change in the new year.
”Buyers need not be worried about slightly dipping home values either, according to Pilgrim. “Traditionally, home values always go up. The market may have peaks and valleys, but don’t be hesitant to buy. Even if the market drops slightly, history has proven that home values will always trend up,” he explains.
And now, sellers are working harder than ever to attract serious buyers, says Pilgrim. “A year and a half ago, you couldn’t find today’s properties for the current price, location and amenities that are being offered,” he explains. “Savvy sellers are reducing their prices, offering to pay closing costs and making sure their houses are in excellent, move-in-ready condition for buyers.”
Pilgrim adds that with all these buyer perks, 2008 should prove to be the best year yet for motivated buyers.“We pride ourselves in customer service and do everything we can to help buyers find their perfect home,”he says. He and everyone on the Pilgrim Team are always ready to negotiate a lower price for you and have proven their dedication to their clients year after year.

Thursday, November 15, 2007

Rocky Ridge Park

My wife and I take our two kids to the Rocky Ridge Park Christmas Light Display every year.
They put on an impressive display of lights. Admission is reasonable and you can take the tour as many times as you want. It is outdoors so dress appropriately. Refreshments are available and bring your camera because Santa is there and the kids can sit on his lap if they wish.
Depending on your pace, the entire display will probably take around 30 minutes to complete.

Holidays in York PA

The holidays are fast approaching. There are a lot of activities in the York area. A Christmas parade will follow market Street in downtown York. One of the most popular is the Christmas spectacular at Rocky Ridge Park. A short drive away is the Christmas in Hershey at Hershey Park. You can go during the day or night and see the many lights and some of the attractions are open. You can also take the chocolate tour ride. News Years Eve will at the new York Revolution Stadium will usher in the new year with First Night York. More later.

Tuesday, November 13, 2007

York Pa area Neighborhoods

Some York PA neighborhoods have seen a lot of growth in the last few years. The upper income neighborhoods to name a few that have done quite well are: Brittany and BrittanyII, Outdoor Country Club, Autumn Wood, Thistle Downs, Country Club Estates, Shadow Brooke, Staffordshire, Hepplewhite Estates and Brownstone Manor loacted North of York. Southwynd in Wyndham Hills, Rosenmiller Farms, Regents Glen CC, Ridgefield, Chestnut Run, Sage Hill, Springwood, Stone Hill, Penn Oaks South, Sentry Woods, Barwood, Lauxmont Farms, Spangler Meadows, Heritage Hills, Deer Chase, Logans Reserve all these are located south and east of York.

Mid-Range Priced neighborhoods include: Ashcombe Farms West, Ashley Farms, Brandywine Crossings, Beckenham, Country Club Manor, Green Ridge, Asbury Pines, Sherman Oaks, Greenwood Estates, Donwood, Aslan Heights, Briar Bend, Quail Heights, Lexington Meadows, Wellington Greens, Tuscany, Avalong Heights just north of York. South of York includes neighborhoods of Haines Acres, Sunset Terrace, Orchard Hills, Chaplewood Estates, Rosebrook, Whisper Run, Taylor Estates, Salem Springs, Chestnut Ridge, Arlington Park, Heather Ridge, Franklin Square, Lake Redman, Blossom Hills, Aspen Meadows, Allyson Crossings, Kendale, Indian Springs Manor, Windsor Crossing, Seneca Ridge, Hillside Heights, Chanceford Crossings, Woodland Springs, Covington Ridge, Brookview Meadow, Bridlewood Farms, Stewartstown Station, Ebaughs Creek, IceHouse Estates, Strawberry Fields, Country Manor, Shawan Overlook, Oakwood Manor, Southern Farms, Forest Lakes and Kohler Estates.

Townhouse communities include the following in Northen York County: Orchard View, Orchard Glen, Peacefields, Buttonwood, Cool Creek Manor, Salem Run, Barwood, Glen Hollow, Wandering Stream, Westview Manor, Stonewood Village, White Oak Manor, Chambers Ridge, Chambers Crossing, Hunt Club, Jackson Heights, Pine Spring Heights, Farm Lane Estates, Colonial Crossings, Wyntre Brooke, Oak Manor, Chapel Hill, Equine Meadows, Royale Manor Estates, Country Ridge, Presidential Heights, Bailey Springs, Freedom Hills.