Bring your horses and a Contractor!

4 acres in the country! Located in Red Lion School District. 3 stall barn and over 2 acres fenced pasture. Bring your horses! Priced at only $225,000, this property has unlimited potential and is a perfect location for the Maryland commuter. Could go FHA 203K so you can bring this home back to like new condition.

203K Loan - Rehab Program Overview


The Federal Housing Administration (FHA), which is part of the Department of Housing and Urban Development (HUD), administers various single family mortgage insurance programs. These programs operate through FHA-approved lending institutions which submit applications to have the property appraised and have the buyer's credit approved. These lenders fund the mortgage loans which the Department insures. HUD does not make direct loans to help people buy homes.

The FHA 203k loan program is the Department's primary program for the rehabilitation and repair of single family properties. Basically a home improvement loan. As such, it is an important tool for community and neighborhood revitalization and for expanding homeownership opportunities. Since these are the primary goals of HUD, the Department believes that FHA 203k loan is an important program and they intend to continue to strongly support the program and the lenders that participate in it.



Lenders have successfully used the FHA 203k loan program in partnership with state and local housing agencies and nonprofit organizations to rehabilitate properties. These lenders, along with state and local government agencies, have found ways to combine the FHA 203k loan with other financial resources, such as HUD's HOME, HOPE, and Community Development Block Grant Programs, to assist borrowers. Several state housing finance agencies have designed programs, specifically for use with FHA 203k loan and some lenders have also used the expertise of local housing agencies and nonprofit organizations to help manage the rehabilitation processing.



HUD also believes that the FHA 203k loan program is an excellent means for lenders to demonstrate their commitment to lending in lower income communities and to help meet their responsibilities under the Community Reinvestment Act (CRA). HUD is committed to increasing homeownership opportunities for families in these communities and Section 203(k) is an excellent product for use with CRA-type lending programs.





FHA 203K Loan - How the Program Can Be Used:



This program can be used to accomplish rehabilitation and/or improvement of an existing one-to-four unit dwelling in one of three ways:

• To purchase a dwelling and the land on which the dwelling is located and rehabilitate it.

• To purchase a dwelling on another site, move it onto a new foundation on the mortgaged property and rehabilitate it.

• To refinance existing indebtedness and rehabilitate a dwelling;

To purchase a dwelling and the land on which the dwelling is located and rehabilitate it, and to refinance existing indebtedness and rehabilitate such a dwelling, the mortgage must be a first lien on the property and the loan proceeds (other than rehabilitation funds) must be available before the rehabilitation begins.



To purchase a dwelling on another site, move it onto a new foundation and rehabilitate it, the mortgage must be a first lien on the property; however, loan proceeds for the moving of the house cannot be made available until the unit is attached to the new foundation.

2505 Tara Lane, York, PA 17404

PRICED TO SELL!

This home was just relisted today and won’t last long at this price. No longer a short-sale, buy this home outright for $26,605.00 less than it was offered just a month ago. This home was on the market just last month for $196,505.00 as a short-sale and is now being offered for $169,900. Now you can buy it with less risk and in less time (with cash or proper financing, in most cases you could settle and be in this home in less than 30 days). Let me show you how!

This two story colonial in Stillmeadow Farms was built in 1993 and offers 4 bedrooms and two and a half baths. Situated on a corner lot with .2859 acre, this home has 2000 sq.ft. of finished area on the first and second floors with another 680 sq.ft. of unfinished area in the basement. Features include things such as Natural Gas Heating, Central A/C, Two Car Garage, Refrigerator, Oven/Range, Built-in Dishwasher, and Built-in Microwave Oven.

Do you commute out of York a lot? You can be on I-83 or US Rt30 in less than two minutes from this home. Shopping is only minutes away as well. Close to tons of stores and restaurants, you’ll save on gasoline costs for sure.

To schedule a private showing and see this home for yourself or for more information on this or any other homes for sale in York, PA, call Dennis Harbold. Dennis is a Buyer Specialist with The Pilgrim Team at Professional Realty Associates. You can reach Dennis on his cell phone any day or evening by calling 717-887-3302 or by emailing him at dharbold@pilgrimteam.com.
This information is deemed reliable, but not guaranteed
Listing courtesy of Morgan-Collins, Inc

Fayfield

341 S KERSHAW ST

Hidden between 7th and 9th St in the middle of the 300 block of Kershaw you will find this gem of a home. This neighborhood located on the west side of Haines Rd straight across from Haines Acres is know as Fayfield. If you like the Fayfield area and are looking for a deal on a spacious home there, look no further, this is it. Don't let the look fool you, this solid brick Cape Cod style home offers over 3600sq.ft. of finished living space. Inside you'll find 3 bedrooms and 3 full bathrooms. You'll also be amazed when you see the two-story family home theater room. Outside around the back of the home on this almost 1/4 acre lot you'll see the in-ground swimming pool. In the front attached to the home you have a two-car garage. The home is heated with natural gas forced hot air in the winter and cooled with central A/C in the summer and is close to plenty of shopping venues and restaurants. It is located in The York Suburban School District and The East York Elementary School area.

This home can be purchased for as little as 3% down through Fannie Mae's HomePath Mortgage Financing. For details on this type of financing and/or to schedule a private showing for this or any other home currently for sale in York, PA, call Dennis Harbold. Dennis is a Buyer Specialist with The Pilgrim Team at Professional Realty Associates. You can reach Dennis on his cell phone any day or evening by calling 717-887-3302 or by emailing him at dharbold@pilgrimteam.com.
This information is deemed reliable, but not guaranteed
Listing courtesy of EXIT Platinum Plus Realty

3185 Balsa Street York PA 17404

This home in the Central York School District has just been lowered

10,000 dollars down to 249,900

The home features 4 bedrooms with 2 full baths and 2 half baths and over 2000 square feet. The home sits on almost a half acre lot and there is a private rear yard with a maintenance free deck and a POOL!

For more information contact Mike Rudacille with The Pilgrim Team at Professional Realty Associates 717-757-5955 or MRudacille@PilgrimTeam.com

Listing courtesy of: Country Home Real Estate

Penn Oaks South

3732 CAYUGA LANE

This well-built brick colonial on a level mature .37 acre wooded lot in Penn Oaks South located on the east end of York, PA is just waiting for someone to come along and call it home. It's living space on the first and second floors total 2800 sq.ft. with another 1400 sq.ft. unfinished area in the basement. The four bedrooms are all very nicely sized and the two and one-half bathrooms keep everyone moving in the mornings. The huge 19 x 23 ft master bedroom hosts a sitting area, walk-in closet, vanity area with sink, full bath with shower and a second sink. The family room has gorgeous wood floors, built-in book shelves and a wood-burning fireplace. The eat-in kitchen opens to a sunroom with windows and screens. Parking is no problem with the attached, side loading, oversized two-car garage with garage door openers. Included with this home is a one year home warranty, refrigerator, oven/range, built-in dishwasher, built-in microwave, garbage disposal, washer and dryer. The neighborhood is home to Penn Oaks Park located off of Kingston Road South. This 16 acre park includes such amenities as a picnic shelter, a basketball court, 1 athletic field (baseball & soccer) and a playground area.

To schedule a private showing and see this home for yourself or for more information on this or any other homes for sale in York, PA, call Dennis Harbold. Dennis is a Buyer Specialist with The Pilgrim Team at Professional Realty Associates. You can reach Dennis on his cell phone any day or evening by calling 717-887-3302 or by emailing him at dharbold@pilgrimteam.com.

This information is deemed reliable, but not guaranteed

Listing courtesy of Morgan-Collins, Inc

618 S Maurice St. York PA 17404

This home in Central York School District just sold.
Penn State Estates is the neighborhood where it is located.
The home was originally listed at 215,000 on July 15, 2010
The price was lowered to 209,000 on 8/13/10 and then again down to 204,000 on 9/2/10
The home went under contract on 9/14/10 and settled on 12/14/10
It was sold for 194,750
The Cape Cod style home has 3 bedrooms and 2 full bathrooms and just under 1700 square feet. The lot is .28 of an acre.
Location is convenient with easy access to Route 30 and Interstate 83

2120 Phillip Court in Aslan Heights

This home sold on November 10, 2010
It sold for 284,900 but the seller did pay 14,245 towards the buyers closing costs making it a "net" sale of 270,655
The home has 4 bedrooms, 2.5 bathrooms and is 2700 square feet. The lot is .28 of an acre.
Some of the many features of this home are 9 foot ceilings, stainless steel appliances, and wood floors.

Aslan Heights/Bentley Croft

Most of the homes in this development were built in the late 1990’s to early 2000’s by
E Treffinger General Contractors Inc. This area is located in Central York Schools which consistently ranks as one of the top schools in York County. Roundtown Elementary is the elementary school which serves this neighborhood.
There is a homeowners association, click here to view the websites Aslan Heights HOA Bentley Croft
The average home here is a 3 or 4 bedroom with 2.5 baths and a 2 car garage. Lot size is around .25 acres give or take. The entire neighborhood consists of around 250 lots. There is also about 15 acres of open space and preserved wetlands owned by the Homeowners Associations throughout the development.

There are currently only (4) homes for sale in the neighborhood which are listed between 189,900 and 275,000. There have been (5) homes sold in Aslan Heights/Bentley Croft sine 8/1/2010 with the lowest one selling for 212,000 and the highest selling at 275,000
* as of 12/7/2010

Nearby attractions include 106 acre Cousler Park which has miles of walking trails, numerous athletic fields, pavilions, a concert area, pond, and handicap accessible playground equipment. Nearby shopping includes stores such as Weis Markets, Giant, Target, Wal-Mart, Kohls, Macys, as well as the West Manchester Mall, Galleria Mall, and Delco Plaza.
There are numerous restaurants and eating establishments to satisfy any pallet within a few minutes drive of the neighborhood.
The area hospitals are York Hospital and also Memorial Hospital which will be moving to within minutes of the neighborhood to their new location off of Roosevelt Avenue.
York County Pennsylvania residents also enjoy an easy commute to Baltimore, Lancaster and Harrisburg.

For specific details or to arrange a private viewing of this property contact The Pilgrim Team at Professional Realty Associates 717-757-5955

The Neighborhood of Fountainhead

Anybody who is considering buying a home in York County Pennsylvania should stay informed by keeping up with my Blog. I will be describing Communities throughout the York area. I will be adding useful information on communities that will include the average price ranges, Lot sizes and area information.

Today I want to talk about the Community of Fountainhead located in York Township. It is a small neighborhood that consists of 26 lots that range in size from 1/3 acre to the largest being nearly 3/4 acre.

Home prices are typically in the low $300's to over $450,000. The predominant house style is the two story colonial with some brick and stucco exterior on the fronts and beaded vinyl siding making up the balance. Ray Markey Builders is and was the Builder of the neighborhood. The Builder is know for his innovative building materials that keep up with the latest trends in new construction. One of Ray's better known standard features include the ICF foundations. It is a foundation that comes nearly completed for drywall and is very energy efficient and also very water resistant. the quality of construction is second to none.

The neighborhood of Fountainhead is located near I-83 south of Useful Information about York PA, and is an easy commute for Baltimore bound people. It is also located near Apple Hill Medical Center which is a Well-Span campus that is more reminiscent of a indoor mall than a medical facility. You will find many indoor walkers using the area for their daily exercise and then stopping for a meal and sit down to meet neighbors. OSS is another medical facility that is within a mile that is primarily where Orthopedic Surgeons treat patients with back and spinal, and joint problems. They have recently opened a new wing that allows for overnight stays for patients.

Fountainhead is alos located in the Dallastown Area School District. The District is known for its achievements in Academics in particular Science and Math. There are just about any sports offered the students that range form Football, Wrestling, Basketball, Soccer, Swimming, Tennis, Golf, Field Hockey, Volleyball, Lacrosse and more.

So if you are looking for a charming neighborhood in a excellent setting with nearby ameneties check it out you won't be disappointed.

Home Sellers In York PA Here are some Tips

Home Sellers

Selling a home can be overwhelming but it should always be a smooth process. Clients who list their homes with The Pilgrim Team receive truly personalized service with unmatched results. Jerry and his Team have extensive knowledge and experience in York real estate, and they can market your home to the right buyer. By constantly adapting to market trends and using first-rate marketing techniques, The Pilgrim Team can target specific buyers who would be interested in purchasing your home.

So Why List With The Pilgrim Team?

Unmatched Experience with Record Results
Exceptional Negotiation Skills to Maximize Price
Large Buyer Client Base including Business from Area Corporations
Unmatched Internet Exposure
Cutting-Edge Marketing Techniques and Strategies
First-Class Support Team – We Are Always There for You!
State of the Art Technology Integration
A True Passion for Selling
Honest, Trustworthy and Sensitive
An Exceptional Closer who Keeps Your Sale Together and Gets It Done Quickly.
*Sellers Check Out our Guaranteed Sales Program*

We understand that you may be in the information gathering stage and may not be ready to open up about who you are or your real estate needs at this time. If you are not comfortable providing all your contact information that is perfectly okay. Just enter your name, phone number, and email address so we can send you the material you requested.

We hate spam as much as you, so the only person who sees your info is your Realtor.

The Closing Process fr a Real Estate Transaction

Once the buyer and seller have agreed on price and terms for the sale of a piece of real estate, the escrow process begins. This can be a confusing process, especially for first time homebuyers. Below are some key points that can help answer some questions about the escrow process.

What exactly is an escrow ?

An escrow is an arrangement in which a disinterested third party, called a escrow holder, holds legal documents and funds on behalf of a buyer and seller, and distributes them according to the buyer's and seller's instructions. In York PA the Listing Broker typically is the holder of the escrow funds that will be distributed at settlement.

How does the escrow (Title) process work?

The escrow is a depository for all monies, instructions and documents necessary for the purchase of the home, including funds for the down payment, lender’s funds and documents for the new loan. The duties of an Title Company include: following the instructions given by the principals and parties to the transaction in a timely manner; handling the funds and/or documents in accordance with instructions; paying all bills as authorized; closing the escrow only when all terms and conditions have been met; and, distributing the funds in accordance with instructions.

What documentation is required?

Receipt of your deposit is generally included in your copy of your purchase contract. Your funds will then be deposited in your separate escrow or trust account and processed through your local bank.

What information will I have to provide?

Typically you will be asked to complete a statement of identity as part of the necessary paperwork. Because many people have the same name, the statement of identity is to identify the specific person in the transaction through such information as date of birth, social security number, etc.

How long is the escrow (closing) process?

The entire escrow process can vary and is typically determined by the terms of the purchase agreement. It can range from a few days to several months. Typically an escrow often takes an average time of 30 to 45 days. The escrow process ends when you actually close on the home, during the closing procedure. This is when all funds are transferred accordingly, when all documents are signed, and when you get the keys to your new home.

For more information contact the Pilgrim Team at Professional Realty Associates or go to www.PilgrimTeam.com

Searching for York PA Foreclosures?

If you are searching for Bank Owner Property (REO'S) we offer a free list of foreclosures and also pre-foreclosures of real estate in York County PA. Go to our web site or our link at www.yorkpabankowned.com for your list. We have agents who are experienced with this type of property and who are trained in dealing with lenders so we may be able to get you the best deal possible. Contact The Pilgrim Team at Professional Realty Associates.

$8,000 and the $6500 Tax Credit Due to Expire April 30th

Home Buyers in York PA and surrounding area's don't forget to take advantage on the tax credits that are available to you. I know it is cold outside and seems like spring is a long time off but before you know it spring will be here. If you are going to be buying a home this year and it is your first home that you have owner in over 5 years you will eligible for up to $8,000. If you have owned a home in 5 of the last 7 years you may be eligible to get $6500. You must have a contract ratified by April 30th and settle on the home prior to June 30, 2010. Hurry before you lose out on it. Contact us here at The Pilgrim Team at Professional Realty Associates for more information.

Buyer Friendly, Move Right in! Ask about $8,000 Tax Credit!

Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to:
http://www.PilgrimTeam.com


Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps

Scenic Setting, Diamond in the Rough!

Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to:
http://www.PilgrimTeam.com


Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps

Spectacular Views Gorgeous in and out!

Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to:
http://www.PilgrimTeam.com


Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps

Is now the time to Sell and Buy your next home in York PA

I'm often asked if this is a good time to buy or sell a home here in York, PA. Some of my clients are concerned that home prices may fall further than they already have. They are assuming that the best course of action is to wait for the bottom in the market and then buy a home here in York at that time. The problem with this approach is that you don't know where the bottom is until after you passed it it is like looking in the rear view mirror, meaning until you've missed it!

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have held fairly steady the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call me Jerry Pilgrim if I can be of any assistance in determining how much home you can afford in today's market. Visit me at www.PilgrimTeam.com

Cozy Clean and Ready for New Ownership!

Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to:
http://www.PilgrimTeam.com


Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps

Entertain with Style!

Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to:
http://www.PilgrimTeam.com


Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps

The Affordable Dream!

Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to:
http://www.PilgrimTeam.com


Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps