Have you met a house you liked?
That may sound funny to you. But the longer I'm in the business, the more I find that homes have personalities. To really get to know a home, you need some background. You need a proper introduction to the area, the neighborhood, the features, the amenities, and even some of the challenges.
As you use the Internet to tour unlimited geography, you may need help on a local level. To that end, I can help! Im a professional introducer. Ive seen and know hundreds of homes, so as we clarify what you prefer, its easier to find a match. When you see the right home, there will be a reaction. Youll know the right home when you see it, right?
In the meantime, if there are homes on the market in York Pa and the surrounding area's that you would like to meet, Id love to arrange an introduction. Just give me a call.
Jerry Pilgrim team leader of the Pilgrim Team and Broker of Professional Realty Associates
Showing posts with label York Pa home for sale. Show all posts
Showing posts with label York Pa home for sale. Show all posts
Thursday, August 18, 2011
Friday, August 12, 2011
How to Buy a Short Sale Home the RIGHT WAY!
So you want to buy a house and have noticed that the best deals in York PA are typically short sales. Buy you've talked to people and they have told you not to buy one because they have heard stories about how someone they new wanted to buy a short sale and they waited for months and they never did buy it.
There are a few reasons for short sale not to be approved by the Lenders.
1. The Realtor who has the listing has NO knowledge of the process and shouldn't have taken it to begin with. Not only did the house did not sell to the buyer but they also may have jeopardized the homeowners chance to keep the house from foreclosure.
2. The Realtor listed the house at a very low price to get an offer from a buyer, knowing full well the offer would most likely be countered back at a much higher price which the buyer will not accept or can't accept because they cannot be approved by their lender to get a mortgage for the property at the higher price. Now the Realtor who listed the property thinks they have an approved price (but they really don't) and re-lists the house at that price and they change the price and now claims it is approved. Wrong! Once another offer comes in the offer must be approved again even if it is the "approved" asking price.
3. The Realtor does not know what the Lenders want during the negotiating process and cannot present a complete short sale package. What happens is the negotiator may totally reject the offer.
4. The Realtor may continue to take back up offers and forward them to the bank. Just in case the 1st offer falls through. This confuses the Lenders negotiator and they stop processing the offer.
5. The offer may contain many contingencies that the Lender does not want to see. There should not be any contingencies to make it a strong offer.
6. Believe it or not some real estate agents will take a listing as a short sale and not even know whether it can even be approved as a short sale based on necessary criteria. So what happens when an offer is submitted to the Lender and it will not even be considered because the seller has the ability to make the payments and nothing has changed that would keep that seller from not making that mortgage payments. The Seller just wants to sell because the house has lost equity, this is not a reason for the short sale to be approved.
Bottom line make sure if you want to buy a short sale use an experienced agent who has successfully negotiated sold short sales and helped buyers buy short sales. The Pilgrim Team is specially trained to help both Sellers and Buyers achieve their home goals. Call Jerry Pilgrim at Professional Realty Associates at 717-757-5955. You will be glad you did!
There are a few reasons for short sale not to be approved by the Lenders.
1. The Realtor who has the listing has NO knowledge of the process and shouldn't have taken it to begin with. Not only did the house did not sell to the buyer but they also may have jeopardized the homeowners chance to keep the house from foreclosure.
2. The Realtor listed the house at a very low price to get an offer from a buyer, knowing full well the offer would most likely be countered back at a much higher price which the buyer will not accept or can't accept because they cannot be approved by their lender to get a mortgage for the property at the higher price. Now the Realtor who listed the property thinks they have an approved price (but they really don't) and re-lists the house at that price and they change the price and now claims it is approved. Wrong! Once another offer comes in the offer must be approved again even if it is the "approved" asking price.
3. The Realtor does not know what the Lenders want during the negotiating process and cannot present a complete short sale package. What happens is the negotiator may totally reject the offer.
4. The Realtor may continue to take back up offers and forward them to the bank. Just in case the 1st offer falls through. This confuses the Lenders negotiator and they stop processing the offer.
5. The offer may contain many contingencies that the Lender does not want to see. There should not be any contingencies to make it a strong offer.
6. Believe it or not some real estate agents will take a listing as a short sale and not even know whether it can even be approved as a short sale based on necessary criteria. So what happens when an offer is submitted to the Lender and it will not even be considered because the seller has the ability to make the payments and nothing has changed that would keep that seller from not making that mortgage payments. The Seller just wants to sell because the house has lost equity, this is not a reason for the short sale to be approved.
Bottom line make sure if you want to buy a short sale use an experienced agent who has successfully negotiated sold short sales and helped buyers buy short sales. The Pilgrim Team is specially trained to help both Sellers and Buyers achieve their home goals. Call Jerry Pilgrim at Professional Realty Associates at 717-757-5955. You will be glad you did!
Thursday, December 16, 2010
1664 Guildford Lane York PA 17404
This bank owned home in Brittany II located in Central York Schools has just been lowered 30,000 down to 264,900
The home has 4 bedrooms 2.5 baths sits on over a half acre lot and is almost 3000 square feet. The home is in good condition for being a bank owned home.
If you would like more information just contact me at mrudacille@pilgrimteam.com
use the subject line "Guildford"
Listing provided courtesy of: Coldewll Banker Select Professionals
Tuesday, December 07, 2010
Aslan Heights/Bentley Croft
Most of the homes in this development were built in the late 1990’s to early 2000’s by
E Treffinger General Contractors Inc. This area is located in Central York Schools which consistently ranks as one of the top schools in York County. Roundtown Elementary is the elementary school which serves this neighborhood.
There is a homeowners association, click here to view the websites Aslan Heights HOA Bentley Croft
The average home here is a 3 or 4 bedroom with 2.5 baths and a 2 car garage. Lot size is around .25 acres give or take. The entire neighborhood consists of around 250 lots. There is also about 15 acres of open space and preserved wetlands owned by the Homeowners Associations throughout the development.
There are currently only (4) homes for sale in the neighborhood which are listed between 189,900 and 275,000. There have been (5) homes sold in Aslan Heights/Bentley Croft sine 8/1/2010 with the lowest one selling for 212,000 and the highest selling at 275,000
* as of 12/7/2010
Nearby attractions include 106 acre Cousler Park which has miles of walking trails, numerous athletic fields, pavilions, a concert area, pond, and handicap accessible playground equipment. Nearby shopping includes stores such as Weis Markets, Giant, Target, Wal-Mart, Kohls, Macys, as well as the West Manchester Mall, Galleria Mall, and Delco Plaza.
There are numerous restaurants and eating establishments to satisfy any pallet within a few minutes drive of the neighborhood.
The area hospitals are York Hospital and also Memorial Hospital which will be moving to within minutes of the neighborhood to their new location off of Roosevelt Avenue.
York County Pennsylvania residents also enjoy an easy commute to Baltimore, Lancaster and Harrisburg.
For specific details or to arrange a private viewing of this property contact The Pilgrim Team at Professional Realty Associates 717-757-5955
Monday, December 06, 2010
Cheltenham a Desirable Place to Call Home
This article should provide you some helpful information on the community called "Cheltenham". It is located in the northern part of the Central York School District (which is known for its lowest tax base in York County) also it is in Manchester Township.
The best way to get there is by driving I-83 to west on route 30 to right on Roosevelt Ave, and bear right on Greenbriar Rd, go approximately 2.5 mile past Cousler park and it located just past The Outdoor Country Club and across from Brittany II.
This are is one on the more desirable area's in the county due to the excellent schools, recreation and parks nearby. One of the main attractions would be the Outdoor Country Country Club with a membership of over 500 and is still seeking new members designed in 1959 by Ed Ault and it is a par 72 and 7000 foot course.
Cheltenham is surrounded by high end homes and the communities would include Brittany, Brittany II, The Outdoor Country Club, Country Club West and Hepplewhite Estates. It is not a large community consisting of approximately 107 home sites. The home sizes average from about 24 sq. ft. to over 3800 sq. ft. Lot sizes average about 1/3 acre. All Utilities are underground and include public water, sewer, natural gas and CATV.
As of this writing there are a few lots remaining that could be built on. If you would like information on those lots and what Builder would be available to build your custom home, please don't hesitate to call us here at The Pilgrim Team at Professional Realty Associates as we have the experience to make your build an enjoyable one. If you are looking for an existing home prices range form $234,000 to $299,900. If you would want us to provide further information contact us and we will be more than be of service to you.
The best way to get there is by driving I-83 to west on route 30 to right on Roosevelt Ave, and bear right on Greenbriar Rd, go approximately 2.5 mile past Cousler park and it located just past The Outdoor Country Club and across from Brittany II.
Cheltenham is surrounded by high end homes and the communities would include Brittany, Brittany II, The Outdoor Country Club, Country Club West and Hepplewhite Estates. It is not a large community consisting of approximately 107 home sites. The home sizes average from about 24 sq. ft. to over 3800 sq. ft. Lot sizes average about 1/3 acre. All Utilities are underground and include public water, sewer, natural gas and CATV.
As of this writing there are a few lots remaining that could be built on. If you would like information on those lots and what Builder would be available to build your custom home, please don't hesitate to call us here at The Pilgrim Team at Professional Realty Associates as we have the experience to make your build an enjoyable one. If you are looking for an existing home prices range form $234,000 to $299,900. If you would want us to provide further information contact us and we will be more than be of service to you.
Saturday, January 23, 2010
The Closing Process fr a Real Estate Transaction
Once the buyer and seller have agreed on price and terms for the sale of a piece of real estate, the escrow process begins. This can be a confusing process, especially for first time homebuyers. Below are some key points that can help answer some questions about the escrow process.
What exactly is an escrow ?
An escrow is an arrangement in which a disinterested third party, called a escrow holder, holds legal documents and funds on behalf of a buyer and seller, and distributes them according to the buyer's and seller's instructions. In York PA the Listing Broker typically is the holder of the escrow funds that will be distributed at settlement.
How does the escrow (Title) process work?
The escrow is a depository for all monies, instructions and documents necessary for the purchase of the home, including funds for the down payment, lender’s funds and documents for the new loan. The duties of an Title Company include: following the instructions given by the principals and parties to the transaction in a timely manner; handling the funds and/or documents in accordance with instructions; paying all bills as authorized; closing the escrow only when all terms and conditions have been met; and, distributing the funds in accordance with instructions.
What documentation is required?
Receipt of your deposit is generally included in your copy of your purchase contract. Your funds will then be deposited in your separate escrow or trust account and processed through your local bank.
What information will I have to provide?
Typically you will be asked to complete a statement of identity as part of the necessary paperwork. Because many people have the same name, the statement of identity is to identify the specific person in the transaction through such information as date of birth, social security number, etc.
How long is the escrow (closing) process?
The entire escrow process can vary and is typically determined by the terms of the purchase agreement. It can range from a few days to several months. Typically an escrow often takes an average time of 30 to 45 days. The escrow process ends when you actually close on the home, during the closing procedure. This is when all funds are transferred accordingly, when all documents are signed, and when you get the keys to your new home.
For more information contact the Pilgrim Team at Professional Realty Associates or go to www.PilgrimTeam.com
What exactly is an escrow ?
An escrow is an arrangement in which a disinterested third party, called a escrow holder, holds legal documents and funds on behalf of a buyer and seller, and distributes them according to the buyer's and seller's instructions. In York PA the Listing Broker typically is the holder of the escrow funds that will be distributed at settlement.
How does the escrow (Title) process work?
The escrow is a depository for all monies, instructions and documents necessary for the purchase of the home, including funds for the down payment, lender’s funds and documents for the new loan. The duties of an Title Company include: following the instructions given by the principals and parties to the transaction in a timely manner; handling the funds and/or documents in accordance with instructions; paying all bills as authorized; closing the escrow only when all terms and conditions have been met; and, distributing the funds in accordance with instructions.
What documentation is required?
Receipt of your deposit is generally included in your copy of your purchase contract. Your funds will then be deposited in your separate escrow or trust account and processed through your local bank.
What information will I have to provide?
Typically you will be asked to complete a statement of identity as part of the necessary paperwork. Because many people have the same name, the statement of identity is to identify the specific person in the transaction through such information as date of birth, social security number, etc.
How long is the escrow (closing) process?
The entire escrow process can vary and is typically determined by the terms of the purchase agreement. It can range from a few days to several months. Typically an escrow often takes an average time of 30 to 45 days. The escrow process ends when you actually close on the home, during the closing procedure. This is when all funds are transferred accordingly, when all documents are signed, and when you get the keys to your new home.
For more information contact the Pilgrim Team at Professional Realty Associates or go to www.PilgrimTeam.com
Saturday, January 09, 2010
$8,000 and the $6500 Tax Credit Due to Expire April 30th
Home Buyers in York PA and surrounding area's don't forget to take advantage on the tax credits that are available to you. I know it is cold outside and seems like spring is a long time off but before you know it spring will be here. If you are going to be buying a home this year and it is your first home that you have owner in over 5 years you will eligible for up to $8,000. If you have owned a home in 5 of the last 7 years you may be eligible to get $6500. You must have a contract ratified by April 30th and settle on the home prior to June 30, 2010. Hurry before you lose out on it. Contact us here at The Pilgrim Team at Professional Realty Associates for more information.
Tuesday, December 15, 2009
Dallastown Area Schools Home Report for September 1 through December 14 2009
Dallastown Area Schools Home Report for September 1 through December 14 2009
This report are for all the homes sold in Dallastown Area School District as of September 1st through today.
Total homes sold was 130.
The lowest price was listed for $58,000 and sold at $48,500 located at 6 E Frederick St, Dallastown, PA 17313
The highest property was listed at $525,000 and sold at $515,000 located at 2773 Chestnut Run Rd, York, PA 17402
Price ranges of homes that sold in the following chart
$40,000 - $75,000 6 homes
$75,001 - $100,000 5 homes
$100,001 - $125,000 10 homes
$125,000 - $150,000 23 homes
$150,001 - $175,000 29 homes
$175,001 - $200,000 18 homes
$200,001 - $250,000 17 homes
$250,001 - $300,000 11 homes
$300,001 - $400,000 10 homes
$400,000 - $515,000 2 homes
The median price range for Dallastown Schools real estate is $168,850 for the period.
Average of days on the market until it went under contract was 62 days
Active Listings
There are currently 265 homes on the market.
Least expensive listng is $89,999 located at 2956 Cape Horn Rd, Red Lion, PA 17356
The most expensive is $1,295,000 located at 2709 Augusta Circle, York, PA 17402
Average days on the market is 127 days or a a little over 4 month supply of inventory.
These statistics are provided by the Multiple Listings Service by the Realtors Association of York and Adams Counties
RAYAC Housing Snapshot
A monthly review of the residential real estate market in
York & Adams Counties
October 2009
October Housing Statistics
The REALTORS Association of York & Adams Counties (RAYAC) reports
that a total of 540 homes were sold in Adams County during the first 10 months
of 2009. In York County 3,343 homes were sold through the end of October.
The median sales price in Adams County was $185,950, a 7% decrease from
last year. In York County the median sale price was $159,900 reflecting a drop of only 3%. Comparing the month of
October 2008 to October 2009 number of homes sold was up 38% in York County and 12% in Adams County.
“The real estate market appears to be improving. We are interested to see the impact of extending the first time
This report are for all the homes sold in Dallastown Area School District as of September 1st through today.
Total homes sold was 130.
The lowest price was listed for $58,000 and sold at $48,500 located at 6 E Frederick St, Dallastown, PA 17313
The highest property was listed at $525,000 and sold at $515,000 located at 2773 Chestnut Run Rd, York, PA 17402
Price ranges of homes that sold in the following chart
$40,000 - $75,000 6 homes
$75,001 - $100,000 5 homes
$100,001 - $125,000 10 homes
$125,000 - $150,000 23 homes
$150,001 - $175,000 29 homes
$175,001 - $200,000 18 homes
$200,001 - $250,000 17 homes
$250,001 - $300,000 11 homes
$300,001 - $400,000 10 homes
$400,000 - $515,000 2 homes
The median price range for Dallastown Schools real estate is $168,850 for the period.
Average of days on the market until it went under contract was 62 days
Active Listings
There are currently 265 homes on the market.
Least expensive listng is $89,999 located at 2956 Cape Horn Rd, Red Lion, PA 17356
The most expensive is $1,295,000 located at 2709 Augusta Circle, York, PA 17402
Average days on the market is 127 days or a a little over 4 month supply of inventory.
These statistics are provided by the Multiple Listings Service by the Realtors Association of York and Adams Counties
RAYAC Housing Snapshot
A monthly review of the residential real estate market in
York & Adams Counties
October 2009
October Housing Statistics
The REALTORS Association of York & Adams Counties (RAYAC) reports
that a total of 540 homes were sold in Adams County during the first 10 months
of 2009. In York County 3,343 homes were sold through the end of October.
The median sales price in Adams County was $185,950, a 7% decrease from
last year. In York County the median sale price was $159,900 reflecting a drop of only 3%. Comparing the month of
October 2008 to October 2009 number of homes sold was up 38% in York County and 12% in Adams County.
“The real estate market appears to be improving. We are interested to see the impact of extending the first time
Tuesday, October 27, 2009
Big Savings on Big Homes!
If you ever thought of a time to buying a larger home in an upscale neighborhood, now is the time. With Mortgage interest rates low and larger home prices that have dropped substantially and now you can save $10's of thousands of dollars like never before. Local York neighborhoods, such as Wyndham Hills, Brittany, Autumn Wood, Springwood, Chestnut Ridge, South Wynd, Sentry Woods and many more have seen dramatic price reductions. Take the time to search the local house market and call us to take a peek. You will be glad you did.
Monday, June 22, 2009
Buying or Selling Homes in York PA
If your a ready to sell or buy a home in York, PA call Jerry Pilgrim of the Pilgrim team today. If you would like a relocation guide on all things about York County I will be glad to provide you one. It contains valuable information from schools, shopping, parks and recreation and historical areas of interest. Want to rent. We have rental lists available.
Monday, June 15, 2009
Country Charm, Take a Walk with Nature!
Call Jerry Pilgrim now at 717-757-5955 to see this home or any other home you may see or go to:
http://www.PilgrimTeam.com
Click Here to Search the ENTIRE York County MLS - Updated Hourly - Large Photos - Easy-to-read Maps
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