New Homes in York, PA from the $160's

Dover, PA

Now you can own a home in the exciting new community of Fox Run Creek Estates located in scenic Dover, Pennsylvania. Prices beginning the the $160's and 17 home plans to choose from. Home styles include ranchers, cape cod's, and two-story's. The model pictures above is our popular Hampshire II that is 2000 sq ft of luxury. many of our standard features and options by other home builders in the area.

All of our homes are 2x6 exterior wall construction with exterior wood sheathing (no foam). The exterior wall has a true R-18 insulation and a R-38 ceiling. All windows are double-hing with wide window sills. The kitchens come complete with hardwood raised panelled cabinetry and include hardware. High grade carpet and padding with your choice of styles and colors.

Lancaster Home Builders and The Pilgrim Team of Professional Realty Associates is also happy to make changes to each floor plan at no additional cost to you. why settle for a plan if we can make changes specific to your own wishes. Let us work for you today to create a design that is truly unique for you. Call one of our New Home Consultants to begin your new home journey.

Please contact for your personal tour anytime during the week or plan to attend or Sunday Open House from 1-3pm.

Stopping Foreclosures One Home Owner at a Time

FOR IMMEDIATE RELEASE For more information, please contact:

Jerry Pilgrim
717-757-5955
jpilgrim@pilgrimteam.com

Local Agent Takes a Stance Against Strategic Default Online report outlines the realities of “strategic default”—or walking away from a mortgage—and provides solutions for homeowners struggling to make mortgage payments in York County, PA.

York, PA - Local CDPE-designated agent, Jerry Pilgrim of Professional Realty Associates, has developed a website report providing information regarding the truth about a mortgage trend called “strategic default,” where homeowners walk away from their mortgages.
“There is a growing trend of distressed homeowners who have heard that a strategic default may be their best option,” Pilgrim said. “With this report, I’m showing homeowners that there are alternatives to foreclosure that can actually help them move on to a more stable financial future, rather than further damaging their credit, security clearance, or current or future employment.”

This community resource is available at www.YorkShortSales.com and explains the benefits of short sales, or selling a property for less than the current mortgage amount owed. Benefits include less damage to credit scores, and the ability to qualify for a future mortgage more quickly.

In a recent study, the Chicago Booth/Kellogg School Financial Trust Index estimated that 36 percent of Americans would consider walking away from their mortgage if they were “underwater,” or owed more than the property was worth. Now that one in four Americans is currently underwater, Pilgrim sees the need for greater education.

“Individual homeowners as well as our entire community would suffer the consequences of strategic default,” Pilgrim said. “I can share solutions and alternatives that can help preserve the financial stability of distressed homeowners and the values of our neighborhoods.”

The CDPE Designation Pilgrim has acquired provides a specific understanding of the complex issues confronting distressed homeowners. Through comprehensive training and experience, CDPE-designated agents are able to provide solutions for homeowners facing financial hardship in today’s market.

To learn more, visit www.YorkShortSales.com.
For more information about the CDPE Designation, visit www. CDPE.com.

IMPORTANT GOVERNMENT DISCLOSURE: You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender (or servicer). If you reject the offer, you will not have to pay us for our services. The above brokerage is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.

Bring your horses and a Contractor!

4 acres in the country! Located in Red Lion School District. 3 stall barn and over 2 acres fenced pasture. Bring your horses! Priced at only $225,000, this property has unlimited potential and is a perfect location for the Maryland commuter. Could go FHA 203K so you can bring this home back to like new condition.

203K Loan - Rehab Program Overview


The Federal Housing Administration (FHA), which is part of the Department of Housing and Urban Development (HUD), administers various single family mortgage insurance programs. These programs operate through FHA-approved lending institutions which submit applications to have the property appraised and have the buyer's credit approved. These lenders fund the mortgage loans which the Department insures. HUD does not make direct loans to help people buy homes.

The FHA 203k loan program is the Department's primary program for the rehabilitation and repair of single family properties. Basically a home improvement loan. As such, it is an important tool for community and neighborhood revitalization and for expanding homeownership opportunities. Since these are the primary goals of HUD, the Department believes that FHA 203k loan is an important program and they intend to continue to strongly support the program and the lenders that participate in it.



Lenders have successfully used the FHA 203k loan program in partnership with state and local housing agencies and nonprofit organizations to rehabilitate properties. These lenders, along with state and local government agencies, have found ways to combine the FHA 203k loan with other financial resources, such as HUD's HOME, HOPE, and Community Development Block Grant Programs, to assist borrowers. Several state housing finance agencies have designed programs, specifically for use with FHA 203k loan and some lenders have also used the expertise of local housing agencies and nonprofit organizations to help manage the rehabilitation processing.



HUD also believes that the FHA 203k loan program is an excellent means for lenders to demonstrate their commitment to lending in lower income communities and to help meet their responsibilities under the Community Reinvestment Act (CRA). HUD is committed to increasing homeownership opportunities for families in these communities and Section 203(k) is an excellent product for use with CRA-type lending programs.





FHA 203K Loan - How the Program Can Be Used:



This program can be used to accomplish rehabilitation and/or improvement of an existing one-to-four unit dwelling in one of three ways:

• To purchase a dwelling and the land on which the dwelling is located and rehabilitate it.

• To purchase a dwelling on another site, move it onto a new foundation on the mortgaged property and rehabilitate it.

• To refinance existing indebtedness and rehabilitate a dwelling;

To purchase a dwelling and the land on which the dwelling is located and rehabilitate it, and to refinance existing indebtedness and rehabilitate such a dwelling, the mortgage must be a first lien on the property and the loan proceeds (other than rehabilitation funds) must be available before the rehabilitation begins.



To purchase a dwelling on another site, move it onto a new foundation and rehabilitate it, the mortgage must be a first lien on the property; however, loan proceeds for the moving of the house cannot be made available until the unit is attached to the new foundation.

2505 Tara Lane, York, PA 17404

PRICED TO SELL!

This home was just relisted today and won’t last long at this price. No longer a short-sale, buy this home outright for $26,605.00 less than it was offered just a month ago. This home was on the market just last month for $196,505.00 as a short-sale and is now being offered for $169,900. Now you can buy it with less risk and in less time (with cash or proper financing, in most cases you could settle and be in this home in less than 30 days). Let me show you how!

This two story colonial in Stillmeadow Farms was built in 1993 and offers 4 bedrooms and two and a half baths. Situated on a corner lot with .2859 acre, this home has 2000 sq.ft. of finished area on the first and second floors with another 680 sq.ft. of unfinished area in the basement. Features include things such as Natural Gas Heating, Central A/C, Two Car Garage, Refrigerator, Oven/Range, Built-in Dishwasher, and Built-in Microwave Oven.

Do you commute out of York a lot? You can be on I-83 or US Rt30 in less than two minutes from this home. Shopping is only minutes away as well. Close to tons of stores and restaurants, you’ll save on gasoline costs for sure.

To schedule a private showing and see this home for yourself or for more information on this or any other homes for sale in York, PA, call Dennis Harbold. Dennis is a Buyer Specialist with The Pilgrim Team at Professional Realty Associates. You can reach Dennis on his cell phone any day or evening by calling 717-887-3302 or by emailing him at dharbold@pilgrimteam.com.
This information is deemed reliable, but not guaranteed
Listing courtesy of Morgan-Collins, Inc

2320 Addison Ct York Pa 17404

New to the market in Manchester Meadows. This 4 bedroom 3.5 bath with over 3500 square feet of living space is competitively priced at 289,900. There is a 3 car garage and open space throughout the community. Located in Central York Schools and convenient to many popular York County shopping destinations and restaurants. Mike Rudacille with The Pilgrim Team can set up a private tour of this home at your convenience. There are many homes for sale in York PA but this one is special.

Most homes for sale, or sold in Central York Schools have held their value more than other areas in York County Pennsylvania. The Pilgrim Team can help you buying or selling a home in York PA. Contact Mike Rudacille at 757-5955 or 318-0991 for further information.

Listing provided courtesy of: Century 21 Heritage Realty

Fayfield

341 S KERSHAW ST

Hidden between 7th and 9th St in the middle of the 300 block of Kershaw you will find this gem of a home. This neighborhood located on the west side of Haines Rd straight across from Haines Acres is know as Fayfield. If you like the Fayfield area and are looking for a deal on a spacious home there, look no further, this is it. Don't let the look fool you, this solid brick Cape Cod style home offers over 3600sq.ft. of finished living space. Inside you'll find 3 bedrooms and 3 full bathrooms. You'll also be amazed when you see the two-story family home theater room. Outside around the back of the home on this almost 1/4 acre lot you'll see the in-ground swimming pool. In the front attached to the home you have a two-car garage. The home is heated with natural gas forced hot air in the winter and cooled with central A/C in the summer and is close to plenty of shopping venues and restaurants. It is located in The York Suburban School District and The East York Elementary School area.

This home can be purchased for as little as 3% down through Fannie Mae's HomePath Mortgage Financing. For details on this type of financing and/or to schedule a private showing for this or any other home currently for sale in York, PA, call Dennis Harbold. Dennis is a Buyer Specialist with The Pilgrim Team at Professional Realty Associates. You can reach Dennis on his cell phone any day or evening by calling 717-887-3302 or by emailing him at dharbold@pilgrimteam.com.
This information is deemed reliable, but not guaranteed
Listing courtesy of EXIT Platinum Plus Realty

3185 Balsa Street York PA 17404

This home in the Central York School District has just been lowered

10,000 dollars down to 249,900

The home features 4 bedrooms with 2 full baths and 2 half baths and over 2000 square feet. The home sits on almost a half acre lot and there is a private rear yard with a maintenance free deck and a POOL!

For more information contact Mike Rudacille with The Pilgrim Team at Professional Realty Associates 717-757-5955 or MRudacille@PilgrimTeam.com

Listing courtesy of: Country Home Real Estate

Penn Oaks South

3732 CAYUGA LANE

This well-built brick colonial on a level mature .37 acre wooded lot in Penn Oaks South located on the east end of York, PA is just waiting for someone to come along and call it home. It's living space on the first and second floors total 2800 sq.ft. with another 1400 sq.ft. unfinished area in the basement. The four bedrooms are all very nicely sized and the two and one-half bathrooms keep everyone moving in the mornings. The huge 19 x 23 ft master bedroom hosts a sitting area, walk-in closet, vanity area with sink, full bath with shower and a second sink. The family room has gorgeous wood floors, built-in book shelves and a wood-burning fireplace. The eat-in kitchen opens to a sunroom with windows and screens. Parking is no problem with the attached, side loading, oversized two-car garage with garage door openers. Included with this home is a one year home warranty, refrigerator, oven/range, built-in dishwasher, built-in microwave, garbage disposal, washer and dryer. The neighborhood is home to Penn Oaks Park located off of Kingston Road South. This 16 acre park includes such amenities as a picnic shelter, a basketball court, 1 athletic field (baseball & soccer) and a playground area.

To schedule a private showing and see this home for yourself or for more information on this or any other homes for sale in York, PA, call Dennis Harbold. Dennis is a Buyer Specialist with The Pilgrim Team at Professional Realty Associates. You can reach Dennis on his cell phone any day or evening by calling 717-887-3302 or by emailing him at dharbold@pilgrimteam.com.

This information is deemed reliable, but not guaranteed

Listing courtesy of Morgan-Collins, Inc

1664 Guildford Lane York PA 17404

This bank owned home in Brittany II located in Central York Schools has just been lowered 30,000 down to 264,900
The home has 4 bedrooms 2.5 baths sits on over a half acre lot and is almost 3000 square feet. The home is in good condition for being a bank owned home.
If you would like more information just contact me at mrudacille@pilgrimteam.com
use the subject line "Guildford"






Listing provided courtesy of: Coldewll Banker Select Professionals

618 S Maurice St. York PA 17404

This home in Central York School District just sold.
Penn State Estates is the neighborhood where it is located.
The home was originally listed at 215,000 on July 15, 2010
The price was lowered to 209,000 on 8/13/10 and then again down to 204,000 on 9/2/10
The home went under contract on 9/14/10 and settled on 12/14/10
It was sold for 194,750
The Cape Cod style home has 3 bedrooms and 2 full bathrooms and just under 1700 square feet. The lot is .28 of an acre.
Location is convenient with easy access to Route 30 and Interstate 83

2120 Phillip Court in Aslan Heights

This home sold on November 10, 2010
It sold for 284,900 but the seller did pay 14,245 towards the buyers closing costs making it a "net" sale of 270,655
The home has 4 bedrooms, 2.5 bathrooms and is 2700 square feet. The lot is .28 of an acre.
Some of the many features of this home are 9 foot ceilings, stainless steel appliances, and wood floors.

York PA Charities

Thanks in large part to the still-struggling economy, need in the York area has been great this year. New users fueled part of that increase. Many more children have been eating at Our Daily Bread as more middle-class families have been relying on the kitchen.
More people have lost their jobs, they have to keep a roof over their heads, and they need a car. If they can find food, that's a huge expense off their back.
At Our Daily Bread, they've served about 67,000 meals in 2010. That's the most in more than a decade.
While the recent cold snap has driven additional people indoors to the warmth of the soup kitchen and other charities, the good news is there's a lot of help available during the holiday season because more people take the time to volunteer or donate this time of the year.
Our Daily Bread accepts food donations, but money is most needed to help pay for utilities. Call Paula Koch at 848-1674.
York Rescue Mission is collecting nonperishable food items, including pastas, spaghetti sauce, canned vegetables, soups and meats, oatmeal and grits. Call Ada Hite at 812-1692.
The United Way of York County is collecting money to be used for service programs at 73 partner agencies. Call executive director Robert Woods at 843-0957 or go to unitedway-york.org.

Aslan Heights/Bentley Croft

Most of the homes in this development were built in the late 1990’s to early 2000’s by
E Treffinger General Contractors Inc. This area is located in Central York Schools which consistently ranks as one of the top schools in York County. Roundtown Elementary is the elementary school which serves this neighborhood.
There is a homeowners association, click here to view the websites Aslan Heights HOA Bentley Croft
The average home here is a 3 or 4 bedroom with 2.5 baths and a 2 car garage. Lot size is around .25 acres give or take. The entire neighborhood consists of around 250 lots. There is also about 15 acres of open space and preserved wetlands owned by the Homeowners Associations throughout the development.

There are currently only (4) homes for sale in the neighborhood which are listed between 189,900 and 275,000. There have been (5) homes sold in Aslan Heights/Bentley Croft sine 8/1/2010 with the lowest one selling for 212,000 and the highest selling at 275,000
* as of 12/7/2010

Nearby attractions include 106 acre Cousler Park which has miles of walking trails, numerous athletic fields, pavilions, a concert area, pond, and handicap accessible playground equipment. Nearby shopping includes stores such as Weis Markets, Giant, Target, Wal-Mart, Kohls, Macys, as well as the West Manchester Mall, Galleria Mall, and Delco Plaza.
There are numerous restaurants and eating establishments to satisfy any pallet within a few minutes drive of the neighborhood.
The area hospitals are York Hospital and also Memorial Hospital which will be moving to within minutes of the neighborhood to their new location off of Roosevelt Avenue.
York County Pennsylvania residents also enjoy an easy commute to Baltimore, Lancaster and Harrisburg.

For specific details or to arrange a private viewing of this property contact The Pilgrim Team at Professional Realty Associates 717-757-5955

Fox Run Creek Estates in Dover PA

New Construction homes in Dover Township York County Pennsylvania.
We are offering over 15 different floor plans and many lots to choose from.
Prices start at 169,900. Most homes are three bedrooms and 2.5 baths.
Enjoy the mountain views from the quiet neighborhood. Close to shopping, schools, and parks. Many different options and upgrades are available. We have a couple homes already built to view or purchase now. These homes are located in the Dover Area School District. Weigelstown Elementary is the elementary school for this area.
Giant and Weis are the closest grocery stores. Wal-Mart, Target, and Kohls are some of the stores within a 10 minute drive. For more information contact The Pilgrim Team 717-757-5955

Cheltenham a Desirable Place to Call Home

This article should provide you some helpful information on the community called "Cheltenham". It is located in the northern part of the Central York School District (which is known for its lowest tax base in York County) also it is in Manchester Township.


The best way to get there is by driving I-83 to west on route 30 to right on Roosevelt Ave, and bear right on Greenbriar Rd, go approximately 2.5 mile past Cousler park and it located just past The Outdoor Country Club and across from Brittany II.

This are is one on the more desirable area's in the county due to the excellent schools, recreation and parks nearby. One of the main attractions would be the Outdoor Country Country Club with a membership of over 500 and is still seeking new members designed in 1959 by Ed Ault and it is a par 72 and 7000 foot course.

Cheltenham is surrounded by high end homes and the communities would include Brittany, Brittany II, The Outdoor Country Club, Country Club West and Hepplewhite Estates. It is not a large community consisting of approximately 107 home sites. The home sizes average from about 24 sq. ft. to over 3800 sq. ft. Lot sizes average about 1/3 acre. All Utilities are underground and include public water, sewer, natural gas and CATV.

As of this writing there are a few lots remaining that could be built on. If you would like information on those lots and what Builder would be available to build your custom home, please don't hesitate to call us here at The Pilgrim Team at Professional Realty Associates as we have the experience to make your build an enjoyable one. If you are looking for an existing home prices range form $234,000 to $299,900. If you would want us to provide further information contact us and we will be more than be of service to you.