Fayfield

341 S KERSHAW ST

Hidden between 7th and 9th St in the middle of the 300 block of Kershaw you will find this gem of a home. This neighborhood located on the west side of Haines Rd straight across from Haines Acres is know as Fayfield. If you like the Fayfield area and are looking for a deal on a spacious home there, look no further, this is it. Don't let the look fool you, this solid brick Cape Cod style home offers over 3600sq.ft. of finished living space. Inside you'll find 3 bedrooms and 3 full bathrooms. You'll also be amazed when you see the two-story family home theater room. Outside around the back of the home on this almost 1/4 acre lot you'll see the in-ground swimming pool. In the front attached to the home you have a two-car garage. The home is heated with natural gas forced hot air in the winter and cooled with central A/C in the summer and is close to plenty of shopping venues and restaurants. It is located in The York Suburban School District and The East York Elementary School area.

This home can be purchased for as little as 3% down through Fannie Mae's HomePath Mortgage Financing. For details on this type of financing and/or to schedule a private showing for this or any other home currently for sale in York, PA, call Dennis Harbold. Dennis is a Buyer Specialist with The Pilgrim Team at Professional Realty Associates. You can reach Dennis on his cell phone any day or evening by calling 717-887-3302 or by emailing him at dharbold@pilgrimteam.com.
This information is deemed reliable, but not guaranteed
Listing courtesy of EXIT Platinum Plus Realty

3185 Balsa Street York PA 17404

This home in the Central York School District has just been lowered

10,000 dollars down to 249,900

The home features 4 bedrooms with 2 full baths and 2 half baths and over 2000 square feet. The home sits on almost a half acre lot and there is a private rear yard with a maintenance free deck and a POOL!

For more information contact Mike Rudacille with The Pilgrim Team at Professional Realty Associates 717-757-5955 or MRudacille@PilgrimTeam.com

Listing courtesy of: Country Home Real Estate

Penn Oaks South

3732 CAYUGA LANE

This well-built brick colonial on a level mature .37 acre wooded lot in Penn Oaks South located on the east end of York, PA is just waiting for someone to come along and call it home. It's living space on the first and second floors total 2800 sq.ft. with another 1400 sq.ft. unfinished area in the basement. The four bedrooms are all very nicely sized and the two and one-half bathrooms keep everyone moving in the mornings. The huge 19 x 23 ft master bedroom hosts a sitting area, walk-in closet, vanity area with sink, full bath with shower and a second sink. The family room has gorgeous wood floors, built-in book shelves and a wood-burning fireplace. The eat-in kitchen opens to a sunroom with windows and screens. Parking is no problem with the attached, side loading, oversized two-car garage with garage door openers. Included with this home is a one year home warranty, refrigerator, oven/range, built-in dishwasher, built-in microwave, garbage disposal, washer and dryer. The neighborhood is home to Penn Oaks Park located off of Kingston Road South. This 16 acre park includes such amenities as a picnic shelter, a basketball court, 1 athletic field (baseball & soccer) and a playground area.

To schedule a private showing and see this home for yourself or for more information on this or any other homes for sale in York, PA, call Dennis Harbold. Dennis is a Buyer Specialist with The Pilgrim Team at Professional Realty Associates. You can reach Dennis on his cell phone any day or evening by calling 717-887-3302 or by emailing him at dharbold@pilgrimteam.com.

This information is deemed reliable, but not guaranteed

Listing courtesy of Morgan-Collins, Inc

1664 Guildford Lane York PA 17404

This bank owned home in Brittany II located in Central York Schools has just been lowered 30,000 down to 264,900
The home has 4 bedrooms 2.5 baths sits on over a half acre lot and is almost 3000 square feet. The home is in good condition for being a bank owned home.
If you would like more information just contact me at mrudacille@pilgrimteam.com
use the subject line "Guildford"






Listing provided courtesy of: Coldewll Banker Select Professionals

618 S Maurice St. York PA 17404

This home in Central York School District just sold.
Penn State Estates is the neighborhood where it is located.
The home was originally listed at 215,000 on July 15, 2010
The price was lowered to 209,000 on 8/13/10 and then again down to 204,000 on 9/2/10
The home went under contract on 9/14/10 and settled on 12/14/10
It was sold for 194,750
The Cape Cod style home has 3 bedrooms and 2 full bathrooms and just under 1700 square feet. The lot is .28 of an acre.
Location is convenient with easy access to Route 30 and Interstate 83

2120 Phillip Court in Aslan Heights

This home sold on November 10, 2010
It sold for 284,900 but the seller did pay 14,245 towards the buyers closing costs making it a "net" sale of 270,655
The home has 4 bedrooms, 2.5 bathrooms and is 2700 square feet. The lot is .28 of an acre.
Some of the many features of this home are 9 foot ceilings, stainless steel appliances, and wood floors.

York PA Charities

Thanks in large part to the still-struggling economy, need in the York area has been great this year. New users fueled part of that increase. Many more children have been eating at Our Daily Bread as more middle-class families have been relying on the kitchen.
More people have lost their jobs, they have to keep a roof over their heads, and they need a car. If they can find food, that's a huge expense off their back.
At Our Daily Bread, they've served about 67,000 meals in 2010. That's the most in more than a decade.
While the recent cold snap has driven additional people indoors to the warmth of the soup kitchen and other charities, the good news is there's a lot of help available during the holiday season because more people take the time to volunteer or donate this time of the year.
Our Daily Bread accepts food donations, but money is most needed to help pay for utilities. Call Paula Koch at 848-1674.
York Rescue Mission is collecting nonperishable food items, including pastas, spaghetti sauce, canned vegetables, soups and meats, oatmeal and grits. Call Ada Hite at 812-1692.
The United Way of York County is collecting money to be used for service programs at 73 partner agencies. Call executive director Robert Woods at 843-0957 or go to unitedway-york.org.

Aslan Heights/Bentley Croft

Most of the homes in this development were built in the late 1990’s to early 2000’s by
E Treffinger General Contractors Inc. This area is located in Central York Schools which consistently ranks as one of the top schools in York County. Roundtown Elementary is the elementary school which serves this neighborhood.
There is a homeowners association, click here to view the websites Aslan Heights HOA Bentley Croft
The average home here is a 3 or 4 bedroom with 2.5 baths and a 2 car garage. Lot size is around .25 acres give or take. The entire neighborhood consists of around 250 lots. There is also about 15 acres of open space and preserved wetlands owned by the Homeowners Associations throughout the development.

There are currently only (4) homes for sale in the neighborhood which are listed between 189,900 and 275,000. There have been (5) homes sold in Aslan Heights/Bentley Croft sine 8/1/2010 with the lowest one selling for 212,000 and the highest selling at 275,000
* as of 12/7/2010

Nearby attractions include 106 acre Cousler Park which has miles of walking trails, numerous athletic fields, pavilions, a concert area, pond, and handicap accessible playground equipment. Nearby shopping includes stores such as Weis Markets, Giant, Target, Wal-Mart, Kohls, Macys, as well as the West Manchester Mall, Galleria Mall, and Delco Plaza.
There are numerous restaurants and eating establishments to satisfy any pallet within a few minutes drive of the neighborhood.
The area hospitals are York Hospital and also Memorial Hospital which will be moving to within minutes of the neighborhood to their new location off of Roosevelt Avenue.
York County Pennsylvania residents also enjoy an easy commute to Baltimore, Lancaster and Harrisburg.

For specific details or to arrange a private viewing of this property contact The Pilgrim Team at Professional Realty Associates 717-757-5955

Fox Run Creek Estates in Dover PA

New Construction homes in Dover Township York County Pennsylvania.
We are offering over 15 different floor plans and many lots to choose from.
Prices start at 169,900. Most homes are three bedrooms and 2.5 baths.
Enjoy the mountain views from the quiet neighborhood. Close to shopping, schools, and parks. Many different options and upgrades are available. We have a couple homes already built to view or purchase now. These homes are located in the Dover Area School District. Weigelstown Elementary is the elementary school for this area.
Giant and Weis are the closest grocery stores. Wal-Mart, Target, and Kohls are some of the stores within a 10 minute drive. For more information contact The Pilgrim Team 717-757-5955

Cheltenham a Desirable Place to Call Home

This article should provide you some helpful information on the community called "Cheltenham". It is located in the northern part of the Central York School District (which is known for its lowest tax base in York County) also it is in Manchester Township.


The best way to get there is by driving I-83 to west on route 30 to right on Roosevelt Ave, and bear right on Greenbriar Rd, go approximately 2.5 mile past Cousler park and it located just past The Outdoor Country Club and across from Brittany II.

This are is one on the more desirable area's in the county due to the excellent schools, recreation and parks nearby. One of the main attractions would be the Outdoor Country Country Club with a membership of over 500 and is still seeking new members designed in 1959 by Ed Ault and it is a par 72 and 7000 foot course.

Cheltenham is surrounded by high end homes and the communities would include Brittany, Brittany II, The Outdoor Country Club, Country Club West and Hepplewhite Estates. It is not a large community consisting of approximately 107 home sites. The home sizes average from about 24 sq. ft. to over 3800 sq. ft. Lot sizes average about 1/3 acre. All Utilities are underground and include public water, sewer, natural gas and CATV.

As of this writing there are a few lots remaining that could be built on. If you would like information on those lots and what Builder would be available to build your custom home, please don't hesitate to call us here at The Pilgrim Team at Professional Realty Associates as we have the experience to make your build an enjoyable one. If you are looking for an existing home prices range form $234,000 to $299,900. If you would want us to provide further information contact us and we will be more than be of service to you.

Toys for Tots

It's hard to believe that Christmas is just a little more than three weeks away. Wow, where does the time go? It seems like we just saw an end to summer. With Thanksgiving already behind us and the new year just ahead, once again this year The Pilgrim Team at Professional Realty Associates is using the office as a drop-off point for the U.S. Marine Corps Reserve Toys for Tots Program. You can find our office and drop-off your toys at 3921 E Market St., York, PA 17402.

The Pilgrim Team at Professional Realty Associates is a full service real estate company offering it clients the highest standard of excellance and professionalism in real estate service. We are dedicated to making your real estate transaction as pleasant and stress-free as possible. We offer new and existing homes for sale in all of York County and the surrounding areas. Our new home communities in York County include: Fox Run Creek Estates, Ashcombe Farms South, the Townhomes at Ashcombe Farms West and Brookside Heights. In Lancaster County we offer Stone Mill Estates. Call us for help with all your real estate needs.

For those of you wondering just how the Toys for Tots Program works and who benefits from it, I have copied the Mission, Goal, Objectives, and Activities from their website. They are as follows:

MISSION:The mission of the U. S. Marine Corps Reserve Toys for Tots Program is to collect new, unwrapped toys during October, November and December each year, and distribute those toys as Christmas gifts to needy children in the community in which the campaign is conducted.

GOAL:The primary goal of Toys for Tots is to deliver, through a new toy at Christmas, a message of hope to less fortunate youngsters that will assist them in becoming responsible, productive, patriotic citizens.

OBJECTIVES:The objectives of Toys for Tots are to help less fortunate children throughout the United States experience the joy of Christmas; to play an active role in the development of one of our nation’s most valuable resources – our children; to unite all members of local communities in a common cause for three months each year during the annual toy collection and distribution campaign; and to contribute to better communities in the future.

ACTIVITIES:The principal Toys for Tots activity which takes place each year is the collection and distribution of toys in the communities in which a Marine Corps Reserve Unit is located. In communities without a Reserve Unit, the campaign can be conducted by a Marine Corps League Detachment or group of men and women, generally veteran Marines, authorized by Marine Toys for Tots Foundation to conduct a local Toys for Tots campaign. Local Toys for Tots Campaign Coordinators conduct an array of activities throughout the year, which include golf tournaments, foot races, bicycle races and other voluntary events designed to increase interest in Toys for Tots, and concurrently generate toys and monetary donations.

Let's all remember the real reason for the season and do our part to help bring a little peace and joy to those less fortunate than ourselves.

Have a Wonderful Holiday Season and may this coming year bring Peace and Joy to Everyone!

Distressed Property Institute Stands Firmly Against Real Estate Fraud

Distressed Property Institute Stands Firmly Against Real Estate Fraud

Industry-leading organization publishes statements regarding mortgage modification scams, short sale flips, and other forms of fraud in the real estate industry.

The Distressed Property Institute, the premier organization educating real estate professionals on
how to help homeowners avoid foreclosure, is officially positioned against fraud in the real estate
industry, specifically as it pertains to mortgage modification scams, short sale flips and options
contracts.

“It is the firm stance of the Distressed Property Institute that fraudulent behavior perpetrated
against homeowners is deplorable, and there is no excuse for these actions, whether personal,
financial or otherwise,” said Alex Charfen, co-founder and CEO of the Institute. “The number
alleged cases of fraud against American homeowners is increasing, and in some areas arrests
are on the rise. We support the efforts of our administration and law enforcement to crack down
on these predatory practices.”

In 2009, the U.S. Treasury, U.S. Department of Justice, Federal Bureau of Investigation and
Federal Trade Commission issued statements affirming their unified stance on these issues:

• U.S. Department of Justice and U.S. Treasury Department
Press Release: April 6, 2009 – Federal, State Partners Announce Multi-Agency Crackdown Targeting Foreclosure Rescue Scams, Loan Modification Fraud

“This administration is deeply committed not just to providing at-risk homeowners with
assistance but also to cracking down on anyone who seeks to defraud them. … [The]
Treasury is also issuing an advisory alerting financial institutions to the risks of emerging
schemes related to loan modifications. The advisory identifies certain ‘red flags’ that may
indicate a loan modification or foreclosure rescue scam … Examples of possible signs of
fraudulent activity, such as requiring that fees be paid before services are provided, are
listed in the advisory.” i

• Federal Bureau of Investigation
Press Release: July 7, 2009 – FBI Issues 2008 Mortgage Fraud Report

“Mortgage fraud hurts borrowers, financial institutions, and legitimate homeowners. …
The FBI, in conjunction with our law enforcement, regulatory, and industry partners,
continues to diligently pursue perpetrators of mortgage fraud schemes.” ii

• Federal Trade Commission
Press Release: July 15, 2009 – Federal and State Agencies Target Mortgage
Foreclosure Rescue and Loan Modification Scams

“People facing foreclosure should avoid any company or individual that requires a fee in
advance, guarantees to stop a foreclosure or modify a loan, or advises the homeowner to
stop paying the mortgage company.” iii

• Freddie Mac
April 12, 2010 – Emerging Fraud Trends: Short Payoff Fraud

“Given increased defaults and declining property values in certain locations, the
mortgage industry is experiencing an increase in short payoffs, sometimes called short
sales. In fact, over the last two years, short payoff volume at Freddie Mac has grown
more than 1,000 percent (2007-2009). This upward trend in volume leaves the market
ripe for incidences of short payoff fraud.” iv

Addressing its membership organization of more than 22,500 real estate professionals
nationwide, the Institute has distributed this official statement among its members.

“Fear should not drive us to act ethically. The current market conditions have provided us with an
unprecedented privilege to help struggling homeowners like no other time we’ve seen. These
challenges are actually opportunities for us to become better agents, better citizens, and better people.

“Now more than ever, it is our personal responsibility to conduct our businesses and ourselves
with utmost integrity; this has never been more vital to the success of the real estate industry, the
recovery of our country, and to homeowners in need.

“We applaud the efforts of the branches of the U.S. government to stamp out this rampant fraud,
and have aligned the Institute with this goal. We will not tolerate the abuse and predatory actions
committed upon the most vulnerable homeowners.”

Following is the Institute’s policy on fraudulent behavior as it pertains to mortgage modifications
and short sale flips:

I. Mortgage Modification Fraud

It is the policy of the Distressed Property Institute not to educate or train students onthe process of facilitating a mortgage modification, beyond directing agents to have clients (homeowners) contact their lenders if a modification appears to be an option, and providing general information on mortgage modifications so homeowners can effectively contact lenders and pursue this option.

The Institute does not support, nor does it condone, the practice of agents accepting a fee for the service of facilitating a mortgage modification, even if there is a promise to refund the fee if the service expectation is not met. Our official stance is that thispractice constitutes fraud, which is in line with statements made by the U.S. Treasury Department.

II. Short Sale Flip (and Options Contracts) Fraud
It is the policy of the Distressed Property Institute not to educate or train students on the process of flipping short sale properties beyond providing a severe warning, which includes a basic overview of this process and detailed information on how to avoid unknowingly participating in fraudulent activity.

The Institute does not support, nor does it condone, the practice of flipping short sale properties due to the potential illegalities and blatant unethical nature of these transactions. We do make an exception in the case of rehabilitation projects – however, this process involves providing a measureable service to improve the condition of the property, and is different than the standard short sale flip.

“The Distressed Property Institute seeks to train agents on how to find the best solution for each individual homeowner,” Charfen said. “Agents who charge a fee for a service they’re not licensed or adequately trained to provide, and which the government has identified as fraudulent, cannot be tolerated.

“Additionally, agents or investors who misrepresent the true value of a short sale property, or participate in less than full-disclosure with the lender, are participating in fraudulent activity. These practices are not in line with our core values.”

About the Distressed Property Institute, LLC
The Distressed Property Institute trains real estate professionals to engage with and assist homeowners facing hardships. The Institute has developed a curriculum to provide the tools and knowledge to handle distressed properties, including short sales, deeds-in-lieu, mortgage modifications, forbearance, refinances, reinstatements, government programs or other options. After completing a comprehensive live or online course, graduates are awarded the Certified Distressed Property Expert® Designation.

About the CDPE Designation
The CDPE Designation provides real estate industry professionals with detailed information onhow to engage with and assist homeowners in distress. The CDPE designation has been endorsed by RE/MAX International, Keller Williams Realty and other major U.S. brokerages, as well as industry icons such as: Dave Liniger, chairman and co-founder of RE/MAX; Allen Chiang, Chairman of the Asian Real Estate Association of America (AREAA); Steve de Laveaga, Senior Vice President of Fidelity National Title; and Tino Diaz, Chairman and President of the National Association of Hispanic Real Estate Professionals (NAHREP).

For more information about the Distressed Property Institute and the CDPE Designation, visit http://www.cdpe.com./

i http://www.usdoj.gov/opa/pr/2009/April/09-opa-311.html
ii http://www.fbi.gov/pressrel/pressrel09/mortgage_070709.htm
iii http://www.ftc.gov/opa/2009/07/loanlies.shtm
iv http://www.freddiemac.com/singlefamily/news/2010/0412_payoff_fraud.html

© Copyright The Distressed Property Institute, LLC April 2010 Originally Published: July, 17, 2009
Updated: April 12, 2010
The Distressed Property Institute, LLC assumes no responsibility nor guarantees the accuracy of this document. TheDistressed Property Institute, LLC is not engaged in the practice of law nor gives legal advice. It is strongly recommended that you seek appropriate professional counsel regarding your rights as a homeowner.

Local Agent Provides Resource on Foreclosure Alternatives, Short Sales

FOR IMMEDIATE RELEASE For more information, please contact:


Jerry Pilgrim
The Pilgrim Team
Professional Realty Associates
717-757-5955
jpilgrim@PilgrimTeam.com

Local Agent Provides Resource on Foreclosure Alternatives, Short Sales

For homeowners struggling with mortgage payments, website explains differences between foreclosure and short sales.

York, PA – 11-15-2010– Local CDPE-designated agent, Jerry Pilgrim of Professional Realty Associates, has released an informational report comparing the consequences of a short sale and foreclosure.

The report can be found at http://www.stopyorkpaforeclosure.com/ and provides a thorough explanation of how a short sale may potentially improve a homeowner’s future financial stability.

“Considering how damaging foreclosure can be for the homeowner and the surrounding community, it is important that everyone knows all of the alternatives available,” Pilgrim said. “This report is the latest addition to my website, which gives distressed homeowners a way to inform themselves on their best options.”

Currently, one in seven mortgages is in some stage of delinquency. Once a mortgage payment has been missed, the lender has the ability to begin the foreclosure process. A short sale can potentially minimize the damage to one’s future loan eligibility, credit score, employment, security clearance and more.

“We often see homeowners enter the foreclosure process without any visible means of professional guidance,” Pilgrim said. “My hope is to inform the community that there are legal, dignified alternatives to foreclosure.”

The CDPE designation provides real estate agents with the tools and knowledge needed to efficiently, ethically and effectively pursue foreclosure alternatives, specifically short sales. In addition to their initial training, CDPE-designated agents are connected to a network of professionals via the Distressed Property Institute, allowing them to remain regularly updated on the complex and quickly changing real estate market.

For more information about the CDPE Designation, visit http://www.cdpe.com/.

The Neighborhood of Fountainhead

Anybody who is considering buying a home in York County Pennsylvania should stay informed by keeping up with my Blog. I will be describing Communities throughout the York area. I will be adding useful information on communities that will include the average price ranges, Lot sizes and area information.

Today I want to talk about the Community of Fountainhead located in York Township. It is a small neighborhood that consists of 26 lots that range in size from 1/3 acre to the largest being nearly 3/4 acre.

Home prices are typically in the low $300's to over $450,000. The predominant house style is the two story colonial with some brick and stucco exterior on the fronts and beaded vinyl siding making up the balance. Ray Markey Builders is and was the Builder of the neighborhood. The Builder is know for his innovative building materials that keep up with the latest trends in new construction. One of Ray's better known standard features include the ICF foundations. It is a foundation that comes nearly completed for drywall and is very energy efficient and also very water resistant. the quality of construction is second to none.

The neighborhood of Fountainhead is located near I-83 south of Useful Information about York PA, and is an easy commute for Baltimore bound people. It is also located near Apple Hill Medical Center which is a Well-Span campus that is more reminiscent of a indoor mall than a medical facility. You will find many indoor walkers using the area for their daily exercise and then stopping for a meal and sit down to meet neighbors. OSS is another medical facility that is within a mile that is primarily where Orthopedic Surgeons treat patients with back and spinal, and joint problems. They have recently opened a new wing that allows for overnight stays for patients.

Fountainhead is alos located in the Dallastown Area School District. The District is known for its achievements in Academics in particular Science and Math. There are just about any sports offered the students that range form Football, Wrestling, Basketball, Soccer, Swimming, Tennis, Golf, Field Hockey, Volleyball, Lacrosse and more.

So if you are looking for a charming neighborhood in a excellent setting with nearby ameneties check it out you won't be disappointed.

Real Estate Investing Now is as Good as It Gets!

If you are an Investor or have been thinking of becoming a Real Estate Investor it is time to act on you ambition. There has been know better time then now to get a positive cash flow on your investment. Whether you pay cash or want to levarge your monetary investment by financing, I can show you properties that will generate long term or even short term positive cash flow. Call Jerry Pilgrim about York PA real estate property and I will be able to provide you a Cash Flow Analysis in detail on how iI can achieve your real estate goals. I am a CIAS (Certified Investor Agent Specialist) a exclusive designation that only a few have nationwide. Stay tuned for deatils in the near future.